John Charcol
  • Enquire Now
  • Menu
Mortgage Enquiries0330 433 2927
orEnquire Now
  • Home

    Home

  • Buy to Let

    Buy to Let

    Turn your property into a worthwhile investment.

    • Mortgages
    • Buy to Let Hub
    • Buy to Let Mortgages
    • LTD Company Buy to Let Mortgages
    • Buy to Let Remortgages
    • Portfolio Landlord Mortgages
    • Guides
    • Buy to Let Guide
    • LTD Company Buy to Let Guide
    • Buy to Let Tax Changes
    • Tax on Rental Income
    • Capital Gains Tax Guide
    • Buy to Let Stamp Duty Guide
    • Tools
    • Buy to Let Mortgage Calculator
    • Buy to Let Rent Calculator
    • Rental Yield Calculator
    • Capital Gains Tax Calculator
    • Buy to Let Stamp Duty Calculator
  • Remortgage

    Remortgage

    Change your mortgage deal for your current property.

    • Mortgages
    • Remortgage Hub
    • Remortgage Deals
    • Second Charge Mortgages
    • Best Fixed Rate Remortgage
    • Interest-Only Remortgage
    • Guides
    • Remortgaging Guide
    • Remortgage for Home Improvements
    • Guide to Second Property Mortgages
    • Remortgage for Debt Consolidation
    • Product Transfer vs Remortgage
    • Remortgage with Bad Credit
    • Remortgage with a CCJ
    • Mortgage Early Repayment Charge
    • Tools
    • Remortgage Calculator
    • Mortgage Rate Change Calculator
    • Mortgage Overpayment Calculator
    • Home Extension Calculator
  • First Time Buyer

    First Time Buyer

    Take your first steps towards homeownership with our first-time buyer mortgage hub.

    • Mortgages
    • First Time Buyer Mortgage Hub
    • First Time Buyer Mortgage Deals
    • Guides
    • Buying Your First Home
    • How Much Deposit Do I Need?
    • Applying for A Mortgage
    • Guarantor Mortgages
    • Tenants in Common
    • Stamp Duty for First Time Buyers
    • Tools
    • How Much Can I Borrow?
    • Loan to Value Calculator
    • Mortgage Repayment Calculator
    • First Time Buyer Stamp Duty Calculator
    • Right to Buy Calculator
  • Moving House

    Moving House

    Manage your move and arrange your mortgage with ease.

    • Mortgages
    • Moving House Mortgage Hub
    • Compare Best Mortgage Rates
    • Fixed Rate Mortgages
    • Guides
    • Moving Home Guide
    • Buying a House Guide
    • Divorce and Mortgage Guide
    • Borrowing into Retirement
    • Property Finance for Expats
    • Tools
    • Mortgage Affordability Calculator
    • Stamp Duty Calculator
  • Spacer
  • Specialist Mortgages

    Specialist Mortgages

    See our specialist mortgages hub to find answers to all your different mortgage needs, no matter how complex.

    • Mortgages
    • Second Charge Mortgages
    • Commercial Mortgages
    • Freelance and Self-Employed Mortgages
    • Contractor Mortgages
    • Bridging Loans
    • Expat Mortgages
    • Offset Mortgages
    • Development Finance
    • Let to Buy Mortgages
    • Private Bank Mortgages
    • Interest-Only Mortgages
    • Larger Mortgages
    • New Build Apartment Mortgages
    • Mortgages for Doctors
    • Mortgages for Directors
    • Specialist Property
    • Specialist Property Hub
    • Non-Standard Construction Mortgages
    • Second Property Mortgage
    • Airbnb Mortgage
    • Holiday Let Mortgage
    • Mortgages for Flats
    • Mortgages on Ex-Local Authority Flats
    • Maisonette Mortgage
    • Buying a Repossessed House
    • Leasehold Mortgages
    • Mortgage on Timber Framed House UK
    • Concrete House Mortgage
    • Bad Credit
    • Bad Credit Hub
    • Bad Credit Mortgage Brokers
    • Can You Get a Mortgage with a CCJ?
    • Can You Get a Mortgage with a Criminal Conviction?
    • Can I Get a Mortgage with an IVA?
    • Can I Get a Mortgage with a Default?
    • How Far Back Do Mortgage Lenders Look at Credit History?
    • How a Mortgage Application Affects Your Credit Report
    • Debt-to-Income Ratio
    • Subprime Mortgage
  • Resources

    Resources

    Find loads of useful information to support you on your property-buying journey.

    • News and Blog
    • Mortgage and Property Blog
    • John Charcol in the News
    • Ray Boulger’s Blog
    • Nick Mendes' Blog

      Nick Mendes' Blog

    • Live Updates Blog
    • Support
    • Mortgage Guides
    • Mortgage Calculators
    • Ask the Mortgage Experts
    • Mortgage Glossary
    • Mortgage Videos
  • Search

    Search

Site search
  1. Home
  2. Knowledge and Resources
  3. News and Opinions

Nick Mendes' Blog

Search filters

Displaying results 21 to 30 out of 49

  • « Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next »
Arrears Reach 12 Year High – Worried? Take Your Time and Review Your Options

Arrears Reach 12 Year High – Worried? Take Your Time and Review Your Options

25/02/2025

Category:Nicholas Mendes

View article

Why You Can No Longer Be in the Red About Going Green

Why You Can No Longer Be in the Red About Going Green

25/02/2025

Category:Nicholas Mendes

View article

what is a brownfield site

What Is a Brownfield Site? And Is Redeveloping a More Sustainable Option?

25/02/2025

Category:Nicholas Mendes

View article

First Time Buyers: How to Start Your Home Buying Journey with Confidence

First Time Buyers: How to Start Your Home Buying Journey with Confidence

25/02/2025

Category:Nicholas Mendes

View article

What Impact Could Inflation Have on the Property Market?

What Impact Could Inflation Have on the Property Market?

25/02/2025

Categories:Housing Market, Nicholas Mendes

View article

Will the EPC Changes Cause Damage to our Commitment to Climate Change?

Will the EPC Changes Cause Damage to our Commitment to Climate Change?

25/02/2025

Categories:Housing Market, Nicholas Mendes

View article

Move or Stay? How Home Improvements Could Add Value To Your Home

Move or Stay? How Home Improvements Could Add Value To Your Home

25/02/2025

Category:Nicholas Mendes

View article

From Expats to Repats and Back Again

From Expats to Repats and Back Again

25/02/2025

Category:Nicholas Mendes

View article

Top Reasons to Remortgage Your Home and the Process

Top Reasons to Remortgage Your Home and the Process

17/02/2025

Category:Nicholas Mendes

View article

Will Mortgage Rates Go Down in 2025?

Will Mortgage Rates Go Down in 2025?

20/12/2024

Category:Nicholas Mendes

View article

Displaying results 21 to 30 out of 49

  • « Previous
  • 1
  • 2
  • 3
  • 4
  • 5
  • Next »
  • About Us
  • Introducer and Affiliate Schemes
  • Our Fees
  • Careers
  • Contact Us and Find Our Offices
  • Regulatory Statement
  • Our Team
  • Client Testimonials
  • Complaints Procedure
  • Our Awards
  • Cookie and Privacy Statement
  • Accessibility
  • Appointed Representatives
  • Sitemap
  • Client Hub
  • Twitter
  • Newsletter
  • Facebook
  • LinkedIn

Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. We are a credit broker, not a lender. We are whole of market broker. We may receive commission from the lender and this amount varies between lenders. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 4th Floor, 11 Leadenhall Street, London, EC3V 1LP. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.

© 2025 John Charcol
Web design agency - Liquid Light