JCTV is John Charcol’s exclusive mortgage video channel. Our mortgage video library provides access to relevant news, information, knowledge and expertise, across a broad range of topics from the mortgage industry including interviews with Ray Boulger, mortgage video guides and product release announcements.
Make a Mortgage Enquiry
Coronavirus Update March 2020
Coronavirus Update: Mortgage Payment Holidays and Arrangements to Pay
Nick Morrey, our Product Technical Manager, explains everything you need to know about COVID-19 and how it may effect your mortgage.
0:00 What Can I Do About My Mortgage if I’m in Self-Isolation and Unable to Work?
0:39 What Is a Payment Holiday and How Does It Work?
1:19 Can I Switch My Mortgage to Interest-Only?
1:49 I've Been Offered Reduced Payments What Should I Do?
2:24 What Will Happen to My Mortgage if I Take a Payment Holiday or Arrangements to Pay?
3:11 Will Payment Holidays or Arrangements to Pay Affect My Credit Rating?
3:49 Do I Need Prove to My Lender that I Have Coronavirus?
4:19 Will Mortgage Rates Continue to Drop?