There isn't a definitive answer to “what’s the minimum credit score for a mortgage?”. Different lenders have different requirements, and in some cases, you may be able to get a mortgage with a…
Buying a property usually requires saving large sums which can be a challenge for some people. If you're hoping to apply for a mortgage but don't have a deposit, you may still be able to get on…
Learn when you can borrow money for a deposit on a house in our guide. From family loans to bridging – find out everything you need to know here. Want to Know More? Fill out this form and we'll…
Stamp Duty Calculator for First-Time Buyers You're a first-time buyer purchasing a property that costs £450,000 You pay 5% of £150,000 (the amount above £300,000) You pay £7,500 in Stamp Duty…
When you buy a property, it will generally be either on a freehold or leasehold basis. It’s important to learn the differences whether you're a first-time buyer or existing property owner moving…
First-Time Buyer Stamp Duty First time buyers often have to trek through a blizzard of information about deposits, mortgage offers and all the extra costs associated with taking out a…
Family Springboard Mortgage or Family Deposit Mortgage As 100% mortgages are no longer available, unless you buy with a government home buyer scheme it can be a struggle to raise a large…
What Our Customers Say See more John Charcol reviews here. Are you looking for a first time buyer mortgage to help you jump on the property ladder? Look no further. Here is our first time buyer…
Stamp Duty Calculator Let us know the value of the residential property you’re buying, if you’re a first time-buyer or if it’s a second home, then press Calculate. Once you know how much Stamp…
For many people, saving up for a deposit is often the most challenging part of buying a property, especially if you're a first-time buyer. Saving a large deposit will give you the best chance of…
