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The Autumn Statement Could Give FTBs a Massive Boost at Little Cost

The Autumn Statement Could Give FTBs a Massive Boost at Little Cost

… potential FTBs start saving for their deposit they won't always know when they will end up buying…

Mortgage Valuations Explained

Mortgage Valuations Explained

… with a 90% loan-to-value mortgage and have a £35,000 deposit. This means you’re looking to borrow £315,000. If…

Leasehold Mortgages

Leasehold Mortgages

… decline your application or require a larger deposit. Why Are Mortgage Lenders Concerned with the…

Best Buy to Let Mortgage Rates

Best Buy to Let Mortgage Rates

… term, often by selling the property Higher deposits: typically require a minimum deposit of 25%,…

Can My Name Be Taken Off a Joint Mortgage Without My Permission?

… the monthly payments  You contributed to the deposit  You funded or helped fund improvements to…

Mortgage on Timber Framed House UK

Mortgage on Timber Framed House UK

… more difficult to mortgage and come with higher deposits and interest rate amounts. How Long Do Timber…

The Financial Policy Committee’s Mortgage Stress Test Consultation

The Financial Policy Committee’s Mortgage Stress Test Consultation

… it says, “currently lack the savings to raise a 5% deposit themselves”, completely ignoring the fact that many…

Maximizing Mortgage Overpayments: a Strategic Financial Move

Maximizing Mortgage Overpayments: a Strategic Financial Move

… higher returns through investments or higher term deposit savings accounts. Compare the expected returns on a…

Pay Off Your Mortgage Quicker

Pay Off Your Mortgage Quicker

… the lowest rates to borrowers who have a larger deposit, or more equity in their house. As you pay back…

Is Now the Time to Offset and Save?

Is Now the Time to Offset and Save?

… This means you may need to put down a larger cash deposit. Offset mortgages are more complicated for the…

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