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Mortgage Agreement in Principle

Mortgage Agreement in Principle

… allowing you to make an offer. We explore the meaning of a mortgage Agreement in Principle as well as how…

Should a Down Valuation Be Seen as a Negative or a Reflection of the Current Market Value?

Should a Down Valuation Be Seen as a Negative or a Reflection of the Current Market Value?

… product transfers use index-linked valuations, meaning no additional survey is required. However, for…

Can I Change My Residential Mortgage to Buy to Let?

Can I Change My Residential Mortgage to Buy to Let?

… are capped at a maximum LTV (loan to value) of 75%, meaning you’ll typically need at least 25% equity in the…

Second Home Mortgage Deposit

Second Home Mortgage Deposit

… (loan to value) for a second home mortgage is 85%, meaning you would need a minimum 15% deposit. However, the…

What Mortgage Documents Do I Need?

What Mortgage Documents Do I Need?

… each month, it can eat into your monthly wage meaning that your mortgage affordability could be reduced.…

Getting a Help to Buy Remortgage

Getting a Help to Buy Remortgage

… loan, your Help to Buy scheme is based on equity, meaning it represents a share in your home. So, you don’t…

From Expats to Repats and Back Again

From Expats to Repats and Back Again

… no longer need to be in a fixed office location, meaning they can choose where they live based on lifestyle…

High Deposit Mortgage UK Homebuyers Guide

High Deposit Mortgage UK Homebuyers Guide

… some cases, a higher deposit can lower your LTV, meaning you borrow less and improving the chances of a…

Should I Remortgage Now?

Should I Remortgage Now?

… the debt is less than £25,000 or even up to £50,000, meaning it would not be financially beneficial to…

9 Reasons to Remortgage

9 Reasons to Remortgage

… mortgage, your equity will have increased too, meaning you can increase your mortgage amount. You can use…

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