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We need 95% but have a default from 5 & 1/2 years ago. Can we get a mortgage?

Posted on 15 April 2013 by Brett


My wife and I both have excellent credit scores. I have a settled cpw default which is 5 and a half years old can we get a 95% mortgage. My wifes score is 999 and mine is 976.

Brett,

Subject to knowing the rest of the details around your case, this may be something we can assist you with. Luckily most of the lenders who are offering 95% mortgages are the smaller ones who don't just go on the credit score, and can therefore look at individual cases on their merits.

If you'd like to talk your enquiry through in more detail, then please let me know and I'll arrange a convenient time for one of our consultants to contact you.

Regards,

Simon

Simon.collins@johncharcol.co.uk

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