Posted on 12 January 2010 by lizzi

Hi, I have a tracker mortgage with bristol and west with my now ex partner. He will be moving out soon and I want to keep the mortgage and need to know if my father would be able to go as guarantor as I cant seem to get any advise from the mortgage company, please help!!


In September last year Bristol & West mortgages were taken over by Bank of Ireland.  I know that Bank of Ireland do not consider guarantor mortgages, but may consider a mortgage in the joint names of you and your father even though he will not be named on the Title Deeds.  I recommend that you both take independent legal advice in this respect.

To add or remove a name(s) on your mortgage account you will need to complete a Transfer of Equity. Please call Bank of Ireland's Mortgage Specialists on 0845 300 8000* or email them at for further information. They'll be able to guide you through what is required and sort everything out for you.


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We recommend you seek professional advice with regard to any of these topics where appropriate.

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