Posted on 12 January 2010 by lizzi
Hi, I have a tracker mortgage with bristol and west with my now ex partner. He will be moving out soon and I want to keep the mortgage and need to know if my father would be able to go as guarantor as I cant seem to get any advise from the mortgage company, please help!!
In September last year Bristol & West mortgages were taken over by Bank of Ireland. I know that Bank of Ireland do not consider guarantor mortgages, but may consider a mortgage in the joint names of you and your father even though he will not be named on the Title Deeds. I recommend that you both take independent legal advice in this respect.
To add or remove a name(s) on your mortgage account you will need to complete a Transfer of Equity. Please call Bank of Ireland's Mortgage Specialists on 0845 300 8000* or email them at firstname.lastname@example.org for further information. They'll be able to guide you through what is required and sort everything out for you.
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