Posted on 19 August 2012 by jane

i am 62 and my husband is 64. We are both retired with pension income in excess of £75000. We have savings/investments valued at £750000. We currently have a mortgage of £215000 on our property valued at £800000. Our existing mortgage company will not extend our mortgage beyond my 65th birthday. Are there other more flexible lenders out there. We are not interested in equity release. Thanks


I am surprised that your existing lender has an upper age limit of 65, the industry standard is now 75 and there are a few who will go beyond this.  What they all have in common is a responsibility to ensure that the mortgage you have is affordable.

From what you have told me there seems no doubt as to your ability to meet the mortgage payments and I believe we can help you.  Please call 0344 346 3672 and speak to one of our independent mortgage advisers.  Tell them the date and title of your question and they will then be able to help you find the right mortgage for your situation.


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