I'm employed, but my husband is only self employed for 1 year. We have a large deposit & want to know if he can be on the mortgage too?

Posted on 11 July 2015 by Clare


Looking to get a mortgage but I am employed and my husband has been self employed for 1 year but has no accounts yet. In view of the large deposit we have would it be possible for him to be named on the mortgage/deeds to the property?

Clare,

Although for some lenders, especially the larger high street ones, the lack of 3 years accounts may be an issue, there are still a good number of lenders who will look at a case such as yours, for a self-employed person.

It's certainly true too, that the larger the deposit you have, then the greater the degree of underwriting that many of the smaller lenders can offer. 

If you'd like to discuss your options in more detail, then please contact one of our consultants on 0344 346 3672 and they'll be able to give you a clearer idea of how we can help.

Regards,

Simon

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