Poor credit history, bad credits or defaults? Read the most frequently asked questions about mortgages and poor credit as responded to by our experienced mortgage experts.

When it comes to having bad credit, you can often find yourselves in a tough position when trying to find a lender and with this, getting expert advice is key to sourcing a mortgage that will suit your requirements and budget.

For more information about this, read our guide to bad credit mortgages and what your options are.

If you can't find what you need in our bad credit FAQs list below, you can ask your own credit-related question and one of our mortgage advisers will get back to you.