Many of us dream of building our own home because we can make it to exactly the way we want it, however, with a self-build mortgage it requires a different type of mortgage which you will need specialist advice for.

The difference between a self-build mortgage and a standard residential mortgage is that you will receive the loan in stages (when this will be will depend on the lender you go with) rather than a lump sum at the beginning.

If you’re looking to sell or rent out after the build is complete, read our property development finance and advice page for additional information.

Self-build mortgages can be complicated and that’s why we’ve put together the most commonly asked questions. You can find answers to self-build mortgage FAQs below, or if you can’t find one that relates to your own circumstances, why not ask your own?

Can I get a mortgage higher than the purchase price to cover a refurb?

I am looking to buy a house in the region of £70,000

Can I get a mortgage to buy a plot of land and build a home?

Hi, I've seen a plot of land that I wish to buy. Can I get a...

can we get a self build mortgage on a plot of land that doesnt have planning permission

Self-build mortgages for owned land

Unfortunately self build...

How can we convert our two flats into a single dwelling?

We currently own a double fronted Victorian house, which is split...

Whats the cheapest way to borrow money to buy land to build on

I wish to raise £80K for approx 8 months, in order to buy a piece...

I have planning permission to build a bungalow in my garden. What's the best way to fund the build?

Hi - I have a property recently valued at apprx £450k and I have...

If my ex husband dies am I solely responsible for our mortgage?

My ex husband and I have both our names on the mortgage and he...

Can we buy a plot of land with a mortgage against our home?

We have a property worth £435,000 with no mortgage, we have made...

Coverting your house into flats

Hello,

I currently have a mortgage on a residential terraced...

Converting a house into 2 flats

My partner and I are considering purchasing a run down victorian...

Capital Raising

I converted my house building an additional house with its own...

You are currently offline. Some pages or content may fail to load.