Looking to remortgage and have lots of questions about the process? You’re not alone. More and more UK homeowners are remortgaging to save money on their monthly repayments, or to raise money to consolidate debts.

Remortgaging isn't nearly as much hassle as most people think - particularly as our consultants will look after your remortgage for you - making it all even less effort than you first imagined.

If you would like to know more about the process and requirements of remortgaging, then please see our guide to remortgaging. Alternatively if you’re looking for the best rates, our remortgage best buys can help.

We’ve compiled a list of the most frequently asked questions with the help of our mortgage experts. Explore these answers or put your question direct to our knowledgeable experts now.

Missed mortgage payment

I have just applied to borrow money on my mortgage with Abbey. ...

Can I raise money on my unencumbered home to purchase a Buy To Let property?

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Bridging Finance

Can I get bridging finance?

Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

Debt Consolidation

I own my home and want to raise funds to consolidate debts

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

Transfer of Title

Beware the free 'legals' packages offered will not cover the cost...

How much can I borrow?

I’m looking to apply for a mortgage but I’m not sure how much...

Let to Buy

We would like to rent out our current property

Can I change my buy to let mortgage to residential

I currently own a buy-to-let that I want to move into, can I...

Do I need to convert the mortgage if I move into my Buy To Let?

I have a let-to-buy mortgage. What would I need to do if I wanted...

Unencumbered Property

I own a property (worth about £95k), but because I didn't buy it...

Interest only

I’ve heard a lot about Interest Only Mortgages

Right To Buy Remortgage

I have just taken out a mortgage on a right-to-buy property. The...

Transfer Subject to Mortgage

We have separated but I want to keep the house.

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