Explore the most frequently asked questions first-time buyers have put to our team of mortgage experts. Find answers to your question online now or ask your own question and our knowledgeable mortgage experts will reply as soon as they can.

We’re gifting money to our child, what else do we need to do to help him get a mortgage?

My wife and I are looking to help our son Jason with his first...

Can I get a mortgage with my partner even though he is on a Tier 2 visa?

My partner and I are looking to buy our first property, however...

Can I get a mortgage if I'm a contractor?

Is it realistic for me to secure a mortgage? I worked as a...

When should I apply for a mortgage in principle?

Myself and my fiancée are looking to buy our first home together....

Can I release equity from my home for a family buy to let property?

I'd like to leverage the 95% equity in our £800,000 home to raise...

How early into starting a new role can I apply for a mortgage ?

Hello - I am just about to Graduate from University and have a...

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John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.