Cutlers Exchange, 123 Houndsditch London EC3A 7BU
1026 Total reviews
4.82 Average rating
Looking to offset your savings against your mortgage to reduce the amount of interest you pay? Our comparison tool provides an indication of the best offset mortgage deals currently on the market. Once you found a mortgage our experts are here to help by conducting a more detailed, personalised search checking if you qualify or if there is a better deal available. When you choose John Charcol our experts can help you save time and money and will even manage your application from start to finish.
An offset mortgage links your savings, and in some instances your current account, to your mortgage. As a result, instead of earning interest on your savings, you pay less interest on your mortgage. Many of the offset mortgage deals highlighted by our mortgage comparison tool will only be available through independent brokers like John Charcol. Once you’ve found a deal that you think is right our experts can help by comparing it to 1000’s of mortgage products in the market, including deals that aren’t available on the high street.
When arranging a mortgage it's important to remember that the best deals aren’t necessarily about the lowest mortgage rate possible. By choosing John Charcol our experts will help by researching the market and recommending the best product based on a variety of criteria, such as, the rate available to you, the mortgage set up costs, whether or not the product is portable to another property and the amount of any early repayment charges. When you choose John Charcol our experts will help save you time, effort and money.