Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

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We've found 174 cashback mortgage deals that match your search

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Scheme ID 16958
Initial rate ? 0.93% then 3.59% (variable)
Monthly repayments ? £ 1,121
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,682

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 30-11-22, 0.75% until 30-11-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 0.93%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,121.14 and 272 payments of £1,478.22. The total amount payable would be £434,243 made up of the loan amount plus interest (£133,218) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.14% APRC representative.

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Scheme ID 9908
Initial rate ? 0.94% then 3.59% (variable)
Monthly repayments ? £ 1,122
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,715

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 30-11-22, 0.75% until 30-11-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 0.94%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,122.49 and 272 payments of £1,478.38. The total amount payable would be £434,324 made up of the loan amount plus interest (£133,299) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.14% APRC representative.

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Scheme ID 45884
Initial rate ? 0.95% then 4.34% (variable)
Monthly repayments ? £ 1,124
Type/Duration ? Variable
Scheme fees ? £1,499
Cost comparison ? £28,221

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus (2% until 30-09-22, 1% until 30-09-23)

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 0.95%, and then on a variable rate for 22 years and 10 months at 4.34%. This would require 26 payments of £1,123.84 and 274 payments of £1,593.37. The total amount payable would be £467,102 made up of the loan amount plus interest (£165,603) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.81% APRC representative.

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Scheme ID 54759
Initial rate ? 0.98% then 3.59% (variable)
Monthly repayments ? £ 1,128
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,845

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 0.5% until 30-11-22, 0.25% until 30-11-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a tracker rate for 2 years and 4 months at 0.98%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,127.90 and 272 payments of £1,479.02. The total amount payable would be £434,650 made up of the loan amount plus interest (£133,625) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.15% APRC representative.

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Scheme ID 10855
Initial rate ? 1% then 3.59% (variable)
Monthly repayments ? £ 1,131
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,910

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges 0.5% until 30-11-22, 0.25% until 30-11-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a tracker rate for 2 years and 4 months at 1%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,130.62 and 272 payments of £1,479.34. The total amount payable would be £434,813 made up of the loan amount plus interest (£133,788) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.15% APRC representative.

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Scheme ID 50762
Initial rate ? 1% then 3.35% (variable)
Monthly repayments ? £ 1,131
Type/Duration ? Variable
Scheme fees ? £1,034
Cost comparison ? £27,919

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-09-23, 3% until 02-11-23, plus Benefit repayable until 2-9-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1%, and then on a tracker rate for 22 years and 9 months at 3.35%. This would require 27 payments of £1,130.62 and 273 payments of £1,445.86. The total amount payable would be £426,256 made up of the loan amount plus interest (£125,222) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 2.97% APRC representative.

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Scheme ID 10860
Initial rate ? 1% then 3.59% (variable)
Monthly repayments ? £ 1,131
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,910

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 0.5% until 30-11-22, 0.25% until 30-11-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a tracker rate for 2 years and 4 months at 1%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,130.62 and 272 payments of £1,479.34. The total amount payable would be £434,813 made up of the loan amount plus interest (£133,788) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.15% APRC representative.

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Scheme ID 5339
Initial rate ? 1.04% then 3.59% (variable)
Monthly repayments ? £ 1,136
Type/Duration ? Variable
Scheme fees ? £1,699
Cost comparison ? £28,704

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 30-09-22, 1% until 30-09-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.04%, and then on a variable rate for 22 years and 10 months at 3.59%. This would require 26 payments of £1,135.64 and 274 payments of £1,481.19. The total amount payable would be £436,822 made up of the loan amount plus interest (£135,123) and fees (£1,699 which includes exit fees of £0). The overall cost for comparison is 3.20% APRC representative.

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Scheme ID 45902
Initial rate ? 1.05% then 4.34% (variable)
Monthly repayments ? £ 1,137
Type/Duration ? Variable
Scheme fees ? £999
Cost comparison ? £28,047

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus (2% until 30-09-22, 1% until 30-09-23)

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.05%, and then on a variable rate for 22 years and 10 months at 4.34%. This would require 26 payments of £1,137.42 and 274 payments of £1,594.96. The total amount payable would be £467,391 made up of the loan amount plus interest (£166,392) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.81% APRC representative.

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Scheme ID 45886
Initial rate ? 1.07% then 4.34% (variable)
Monthly repayments ? £ 1,140
Type/Duration ? Variable
Scheme fees ? £1,499
Cost comparison ? £28,613

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus (2% until 30-09-22, 1% until 30-09-23)

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.07%, and then on a variable rate for 22 years and 10 months at 4.34%. This would require 26 payments of £1,140.15 and 274 payments of £1,595.27. The total amount payable would be £468,047 made up of the loan amount plus interest (£166,548) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.83% APRC representative.

0344 346 3672

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When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

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