Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

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We've found 48 cashback mortgage deals that match your search

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Scheme ID 24673
Initial rate 1.28% then 3.59% (variable) ?
Monthly repayments £ 1,169 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £29,184 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.28%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,169.05 and 273 payments of £1,484.90. The total amount payable would be £438,069 made up of the loan amount plus interest (£136,692) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.23% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 24674
Initial rate 1.43% then 3.59% (variable) ?
Monthly repayments £ 1,190 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £29,686 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.43%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,189.97 and 273 payments of £1,487.14. The total amount payable would be £439,245 made up of the loan amount plus interest (£137,868) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.26% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 24678
Initial rate 1.43% then 3.59% (variable) ?
Monthly repayments £ 1,190 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £29,686 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.43%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,189.97 and 273 payments of £1,487.14. The total amount payable would be £439,245 made up of the loan amount plus interest (£137,868) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.26% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 15622
Initial rate 1.48% then 3.59% (variable) ?
Monthly repayments £ 1,197 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £29,855 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.48%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,196.99 and 273 payments of £1,487.88. The total amount payable would be £439,637 made up of the loan amount plus interest (£138,260) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.27% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 16922
Initial rate 1.7% then 4.09% (variable) ?
Monthly repayments £ 1,228 ?
Type/Duration Variable ?
Scheme fees £1,010 ?
Cost comparison £30,137 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £350

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £195, plus (3% until 30-11-21, 2% until 30-11-22)

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.7%, and then on a variable rate for 22 years and 10 months at 4.09%. This would require 26 payments of £1,228.20 and 274 payments of £1,566.83. The total amount payable would be £462,100 made up of the loan amount plus interest (£161,090) and fees (£1,205 which includes exit fees of £195). The overall cost for comparison is 3.73% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 27762
Initial rate 1.7% then 5.19% (variable) ?
Monthly repayments £ 1,228 ?
Type/Duration Variable ?
Scheme fees £1,515 ?
Cost comparison £30,592 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £400

Flexibility

Max LTV 80%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-01-22, 1% until 31-01-23

Other info

Exit fees £85
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 1.7%, and then on a variable rate for 22 years and 8 months at 5.19%. This would require 28 payments of £1,228.20 and 272 payments of £1,734.65. The total amount payable would be £507,414 made up of the loan amount plus interest (£205,899) and fees (£1,600 which includes exit fees of £85). The overall cost for comparison is 4.60% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 15697
Initial rate 1.71% then 3.59% (variable) ?
Monthly repayments £ 1,230 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £30,638 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.71%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,229.64 and 273 payments of £1,491.24. The total amount payable would be £441,436 made up of the loan amount plus interest (£140,059) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.32% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 15619
Initial rate 1.71% then 3.59% (variable) ?
Monthly repayments £ 1,230 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £30,638 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.71%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,229.64 and 273 payments of £1,491.24. The total amount payable would be £441,436 made up of the loan amount plus interest (£140,059) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.32% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 24676
Initial rate 1.79% then 3.59% (variable) ?
Monthly repayments £ 1,241 ?
Type/Duration Variable ?
Scheme fees £1,377 ?
Cost comparison £30,914 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 80%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-21, 1% until 31-12-22

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.79%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,241.12 and 273 payments of £1,492.40. The total amount payable would be £442,062 made up of the loan amount plus interest (£140,685) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 3.33% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 16925
Initial rate 1.83% then 4.09% (variable) ?
Monthly repayments £ 1,247 ?
Type/Duration Variable ?
Scheme fees £1,010 ?
Cost comparison £30,585 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £350

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £195, plus (3% until 30-11-21, 2% until 30-11-22)

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.83%, and then on a variable rate for 22 years and 10 months at 4.09%. This would require 26 payments of £1,246.88 and 274 payments of £1,568.72. The total amount payable would be £463,103 made up of the loan amount plus interest (£162,093) and fees (£1,205 which includes exit fees of £195). The overall cost for comparison is 3.76% APRC representative.

0344 346 3672 or Enquire now

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When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

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