Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

Product Rate
Loan Type

Advanced filters

We've found 72 cashback mortgage deals that match your search

Sort by

Scheme ID 35957
Initial rate 1.09% then 4.34% (variable) ?
Monthly repayments £ 1,143 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £28,678 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.09%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,142.88 and 273 payments of £1,593.87. The total amount payable would be £467,283 made up of the loan amount plus interest (£165,784) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.81% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 35990
Initial rate 1.24% then 4.34% (variable) ?
Monthly repayments £ 1,164 ?
Type/Duration Variable ?
Scheme fees £999 ?
Cost comparison £28,673 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.24%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,163.51 and 273 payments of £1,596.31. The total amount payable would be £468,006 made up of the loan amount plus interest (£167,007) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.83% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 25512
Initial rate 1.31% then 3.59% (variable) ?
Monthly repayments £ 1,173 ?
Type/Duration Variable ?
Scheme fees £1,025 ?
Cost comparison £28,932 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.31%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,173.21 and 273 payments of £1,485.35. The total amount payable would be £437,952 made up of the loan amount plus interest (£136,927) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.23% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 35961
Initial rate 1.32% then 4.34% (variable) ?
Monthly repayments £ 1,175 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £29,439 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.32%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,174.60 and 273 payments of £1,597.60. The total amount payable would be £469,158 made up of the loan amount plus interest (£167,659) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 35984
Initial rate 1.32% then 4.34% (variable) ?
Monthly repayments £ 1,175 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £29,439 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.32%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,174.60 and 273 payments of £1,597.60. The total amount payable would be £469,158 made up of the loan amount plus interest (£167,659) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 35994
Initial rate 1.39% then 4.34% (variable) ?
Monthly repayments £ 1,184 ?
Type/Duration Variable ?
Scheme fees £999 ?
Cost comparison £29,174 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.39%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,184.37 and 273 payments of £1,598.72. The total amount payable would be £469,228 made up of the loan amount plus interest (£168,229) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 35992
Initial rate 1.39% then 4.34% (variable) ?
Monthly repayments £ 1,184 ?
Type/Duration Variable ?
Scheme fees £999 ?
Cost comparison £29,174 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.39%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,184.37 and 273 payments of £1,598.72. The total amount payable would be £469,228 made up of the loan amount plus interest (£168,229) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 36023
Initial rate 1.49% then 4.34% (variable) ?
Monthly repayments £ 1,198 ?
Type/Duration Variable ?
Scheme fees £0 ?
Cost comparison £28,512 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.49%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,198.40 and 273 payments of £1,600.32. The total amount payable would be £469,044 made up of the loan amount plus interest (£169,044) and fees (£50 which includes exit fees of £50). The overall cost for comparison is 3.84% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 25564
Initial rate 1.56% then 3.59% (variable) ?
Monthly repayments £ 1,208 ?
Type/Duration Variable ?
Scheme fees £1,025 ?
Cost comparison £29,774 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.56%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,208.28 and 273 payments of £1,489.05. The total amount payable would be £439,909 made up of the loan amount plus interest (£138,884) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.28% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 36017
Initial rate 1.59% then 4.34% (variable) ?
Monthly repayments £ 1,213 ?
Type/Duration Variable ?
Scheme fees £0 ?
Cost comparison £28,851 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-03-22, 1% until 31-03-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.59%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,212.54 and 273 payments of £1,601.90. The total amount payable would be £469,857 made up of the loan amount plus interest (£169,857) and fees (£50 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

View more mortgages

When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

You are currently offline. Some pages or content may fail to load.