Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

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We've found 113 cashback mortgage deals that match your search

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Scheme ID 4769
Initial rate 1.14% then 4.34% (variable) ?
Monthly repayments £ 1,150 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £28,843 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.14%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,149.73 and 273 payments of £1,594.69. The total amount payable would be £467,692 made up of the loan amount plus interest (£166,193) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.82% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 6124
Initial rate 1.18% then 3.59% (variable) ?
Monthly repayments £ 1,155 ?
Type/Duration Variable ?
Scheme fees £1,025 ?
Cost comparison £28,501 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.18%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,155.23 and 273 payments of £1,483.40. The total amount payable would be £436,934 made up of the loan amount plus interest (£135,909) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.20% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 5058
Initial rate 1.19% then 4.34% (variable) ?
Monthly repayments £ 1,157 ?
Type/Duration Variable ?
Scheme fees £999 ?
Cost comparison £28,508 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.19%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,156.61 and 273 payments of £1,595.50. The total amount payable would be £467,599 made up of the loan amount plus interest (£166,600) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.82% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 47652
Initial rate 1.24% then 3.35% (variable) ?
Monthly repayments £ 1,164 ?
Type/Duration Variable ?
Scheme fees £1,034 ?
Cost comparison £28,708 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-04-23, 3% until 02-06-23, plus Benefit repayable until 2-4-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.24%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,163.51 and 274 payments of £1,450.47. The total amount payable would be £428,689 made up of the loan amount plus interest (£127,655) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.04% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 48117
Initial rate 1.34% then 3.35% (variable) ?
Monthly repayments £ 1,177 ?
Type/Duration Variable ?
Scheme fees £1,034 ?
Cost comparison £29,041 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-04-23, 3% until 02-06-23, plus Benefit repayable until 2-4-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.34%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,177.39 and 274 payments of £1,451.88. The total amount payable would be £429,436 made up of the loan amount plus interest (£128,402) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.05% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 50661
Initial rate 1.44% then 3.59% (variable) ?
Monthly repayments £ 1,191 ?
Type/Duration Variable ?
Scheme fees £1,025 ?
Cost comparison £29,368 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.44%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,191.37 and 273 payments of £1,487.29. The total amount payable would be £438,972 made up of the loan amount plus interest (£137,947) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.25% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 45266
Initial rate 1.55% then 5.19% (variable) ?
Monthly repayments £ 1,207 ?
Type/Duration Variable ?
Scheme fees £1,015 ?
Cost comparison £29,580 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £400

Flexibility

Max LTV 80%
Overpayments allowed? Yes
Early Repayment charges 1% in year 1, 0.5% in year 2

Other info

Exit fees £85
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a variable rate for 2 years at 1.5500000000000003%, and then on a variable rate for 23 years at 5.19%. This would require 24 payments of £1,206.87 and 276 payments of £1,739.89. The total amount payable would be £509,875 made up of the loan amount plus interest (£208,860) and fees (£1,100 which includes exit fees of £85). The overall cost for comparison is 4.65% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 5244
Initial rate 1.58% then 4.34% (variable) ?
Monthly repayments £ 1,211 ?
Type/Duration Variable ?
Scheme fees £0 ?
Cost comparison £28,817 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.58%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,211.12 and 273 payments of £1,601.74. The total amount payable would be £469,775 made up of the loan amount plus interest (£169,775) and fees (£50 which includes exit fees of £50). The overall cost for comparison is 3.86% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 4782
Initial rate 1.72% then 4.34% (variable) ?
Monthly repayments £ 1,231 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £30,795 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.72%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,231.07 and 273 payments of £1,603.93. The total amount payable would be £472,411 made up of the loan amount plus interest (£170,912) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.94% APRC representative.

0344 346 3672 or Enquire now

Scheme ID 4913
Initial rate 1.72% then 4.34% (variable) ?
Monthly repayments £ 1,231 ?
Type/Duration Variable ?
Scheme fees £1,499 ?
Cost comparison £30,795 ?

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 30-06-22, 1% until 30-06-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.72%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,231.07 and 273 payments of £1,603.93. The total amount payable would be £472,411 made up of the loan amount plus interest (£170,912) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.94% APRC representative.

0344 346 3672 or Enquire now

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When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

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