Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

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We've found 205 cashback mortgage deals that match your search

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Scheme ID 23113
Initial rate ? 0.89% then 3.35% (variable)
Monthly repayments ? £ 1,116
Type/Duration ? Variable
Scheme fees ? £1,034
Cost comparison ? £27,562

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-11-23, 3% until 02-01-24, plus Benefit repayable until 2-11-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 0.89%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,115.74 and 274 payments of £1,445.45. The total amount payable would be £426,072 made up of the loan amount plus interest (£125,038) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 2.97% APRC representative.

0330 433 2927

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Scheme ID 24528
Initial rate ? 0.89% then 3.59% (variable)
Monthly repayments ? £ 1,115
Type/Duration ? Variable
Scheme fees ? £1,699
Cost comparison ? £28,218

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-22, 1% until 31-12-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 0.89%, and then on a variable rate for 22 years and 10 months at 3.59%. This would require 26 payments of £1,115.38 and 274 payments of £1,478.97. The total amount payable would be £435,687 made up of the loan amount plus interest (£133,988) and fees (£1,699 which includes exit fees of £0). The overall cost for comparison is 3.18% APRC representative.

0330 433 2927

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Scheme ID 24445
Initial rate ? 0.9% then 3.59% (variable)
Monthly repayments ? £ 1,117
Type/Duration ? Variable
Scheme fees ? £1,199
Cost comparison ? £27,750

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-22, 1% until 31-12-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 0.9%, and then on a variable rate for 22 years and 10 months at 3.59%. This would require 26 payments of £1,116.73 and 274 payments of £1,479.12. The total amount payable would be £435,263 made up of the loan amount plus interest (£134,064) and fees (£1,199 which includes exit fees of £0). The overall cost for comparison is 3.16% APRC representative.

0330 433 2927

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Scheme ID 54576
Initial rate ? 0.92% then 3.59% (variable)
Monthly repayments ? £ 1,120
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,650

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 28-02-23, 0.75% until 29-02-24

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 0.92%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,119.79 and 272 payments of £1,478.06. The total amount payable would be £434,161 made up of the loan amount plus interest (£133,136) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.13% APRC representative.

0330 433 2927

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Scheme ID 58299
Initial rate ? 0.92% then 3.59% (variable)
Monthly repayments ? £ 1,120
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,650

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 28-02-23, 0.75% until 29-02-24

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 0.92%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,119.79 and 272 payments of £1,478.06. The total amount payable would be £434,161 made up of the loan amount plus interest (£133,136) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.13% APRC representative.

0330 433 2927

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Scheme ID 8229
Initial rate ? 0.94% then 4.09% (variable)
Monthly repayments ? £ 1,122
Type/Duration ? Variable
Scheme fees ? £1,300
Cost comparison ? £27,940

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £300

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 01-02-24

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 0.94%, then moving onto variable rate for 4 years and 9 months at 4.34%, and then on a variable rate for 18 years at 4.09%. This would require 27 payments of £1,122.49, followed by 57 payments of £1,591.40, and 216 payments of £1,560.33. The total amount payable would be £459,098 made up of the loan amount plus interest (£157,798) and fees (£1,350 which includes exit fees of £50). The overall cost for comparison is 3.66% APRC representative.

0330 433 2927

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Scheme ID 8276
Initial rate ? 0.94% then 4.09% (variable)
Monthly repayments ? £ 1,122
Type/Duration ? Variable
Scheme fees ? £1,300
Cost comparison ? £27,940

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £300

Flexibility

Max LTV 65%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 01-02-24

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 0.94%, then moving onto variable rate for 4 years and 9 months at 4.34%, and then on a variable rate for 18 years at 4.09%. This would require 27 payments of £1,122.49, followed by 57 payments of £1,591.40, and 216 payments of £1,560.33. The total amount payable would be £459,098 made up of the loan amount plus interest (£157,798) and fees (£1,350 which includes exit fees of £50). The overall cost for comparison is 3.66% APRC representative.

0330 433 2927

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Scheme ID 26172
Initial rate ? 0.94% then 3.35% (variable)
Monthly repayments ? £ 1,122
Type/Duration ? Variable
Scheme fees ? £1,034
Cost comparison ? £27,724

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-11-23, 3% until 02-01-24, plus Benefit repayable until 2-11-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 0.94%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,122.49 and 274 payments of £1,446.18. The total amount payable would be £426,447 made up of the loan amount plus interest (£125,413) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 2.98% APRC representative.

0330 433 2927

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Scheme ID 61580
Initial rate ? 0.98% then 3.59% (variable)
Monthly repayments ? £ 1,128
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £27,945

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £150

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 28-02-23, 0.75% until 29-02-24

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 4 months at 0.98%, and then on a variable rate for 22 years and 8 months at 3.59%. This would require 28 payments of £1,127.90 and 272 payments of £1,479.02. The total amount payable would be £434,750 made up of the loan amount plus interest (£133,725) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.15% APRC representative.

0330 433 2927

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Scheme ID 24433
Initial rate ? 1.03% then 3.59% (variable)
Monthly repayments ? £ 1,134
Type/Duration ? Variable
Scheme fees ? £1,699
Cost comparison ? £28,672

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2% until 31-12-22, 1% until 31-12-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.03%, and then on a variable rate for 22 years and 10 months at 3.59%. This would require 26 payments of £1,134.28 and 274 payments of £1,481.05. The total amount payable would be £436,748 made up of the loan amount plus interest (£135,049) and fees (£1,699 which includes exit fees of £0). The overall cost for comparison is 3.20% APRC representative.

0330 433 2927

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When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

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