Compare the best cashback mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

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We've found 132 cashback mortgage deals that match your search

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Scheme ID 2736
Initial rate ? 1.04% then 4.34% (variable)
Monthly repayments ? £ 1,136
Type/Duration ? Variable
Scheme fees ? £1,499
Cost comparison ? £28,514

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-08-22, 1% until 31-08-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.04%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,136.06 and 273 payments of £1,593.05. The total amount payable would be £466,875 made up of the loan amount plus interest (£165,376) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.80% APRC representative.

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Scheme ID 8556
Initial rate ? 1.12% then 3.59% (variable)
Monthly repayments ? £ 1,147
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £28,303

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 31-08-22, 0.75% until 31-08-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.12%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,146.99 and 273 payments of £1,482.49. The total amount payable would be £436,463 made up of the loan amount plus interest (£135,438) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.19% APRC representative.

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Scheme ID 46447
Initial rate ? 1.13% then 3.35% (variable)
Monthly repayments ? £ 1,148
Type/Duration ? Variable
Scheme fees ? £1,034
Cost comparison ? £28,345

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-06-23, 3% until 02-08-23, plus Benefit repayable until 2-6-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.13%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,148.36 and 274 payments of £1,448.91. The total amount payable would be £427,868 made up of the loan amount plus interest (£126,834) and fees (£1,259 which includes exit fees of £225). The overall cost for comparison is 3.01% APRC representative.

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Scheme ID 5774
Initial rate ? 1.14% then 3.59% (variable)
Monthly repayments ? £ 1,150
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £28,369

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 31-08-22, 0.75% until 31-08-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.14%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,149.73 and 273 payments of £1,482.79. The total amount payable would be £436,619 made up of the loan amount plus interest (£135,594) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.19% APRC representative.

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Scheme ID 2762
Initial rate ? 1.15% then 4.34% (variable)
Monthly repayments ? £ 1,151
Type/Duration ? Variable
Scheme fees ? £999
Cost comparison ? £28,376

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-08-22, 1% until 31-08-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.15%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,151.10 and 273 payments of £1,594.85. The total amount payable would be £467,273 made up of the loan amount plus interest (£166,274) and fees (£1,049 which includes exit fees of £50). The overall cost for comparison is 3.81% APRC representative.

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Scheme ID 2760
Initial rate ? 1.29% then 4.34% (variable)
Monthly repayments ? £ 1,170
Type/Duration ? Variable
Scheme fees ? £1,499
Cost comparison ? £29,339

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-08-22, 1% until 31-08-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.29%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,170.43 and 273 payments of £1,597.12. The total amount payable would be £468,914 made up of the loan amount plus interest (£167,415) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.85% APRC representative.

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Scheme ID 2758
Initial rate ? 1.29% then 4.34% (variable)
Monthly repayments ? £ 1,170
Type/Duration ? Variable
Scheme fees ? £1,499
Cost comparison ? £29,339

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 70%
Overpayments allowed? Yes
Early Repayment charges £250, plus 2% until 31-08-22, 1% until 31-08-23

Other info

Exit fees £50
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.29%, and then on a variable rate for 22 years and 9 months at 4.34%. This would require 27 payments of £1,170.43 and 273 payments of £1,597.12. The total amount payable would be £468,914 made up of the loan amount plus interest (£167,415) and fees (£1,549 which includes exit fees of £50). The overall cost for comparison is 3.85% APRC representative.

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Scheme ID 44039
Initial rate ? 1.34% then 3.35% (variable)
Monthly repayments ? £ 1,177
Type/Duration ? Variable
Scheme fees ? £534
Cost comparison ? £28,541

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 60%
Overpayments allowed? Yes
Early Repayment charges £250, plus 3% until 02-06-23, 3% until 02-08-23, plus Benefit repayable until 2-6-2023

Other info

Exit fees £225
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 2 months at 1.34%, and then on a tracker rate for 22 years and 10 months at 3.35%. This would require 26 payments of £1,177.39 and 274 payments of £1,451.88. The total amount payable would be £428,936 made up of the loan amount plus interest (£128,402) and fees (£759 which includes exit fees of £225). The overall cost for comparison is 3.04% APRC representative.

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Scheme ID 7953
Initial rate ? 1.37% then 3.59% (variable)
Monthly repayments ? £ 1,182
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £29,133

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 31-08-22, 0.75% until 31-08-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.37%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,181.57 and 273 payments of £1,486.25. The total amount payable would be £438,424 made up of the loan amount plus interest (£137,399) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.24% APRC representative.

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Scheme ID 5779
Initial rate ? 1.39% then 3.59% (variable)
Monthly repayments ? £ 1,184
Type/Duration ? Variable
Scheme fees ? £1,025
Cost comparison ? £29,250

Fees & Charges

Booking fees £0
Arrangement fees £0
Valuation fees £0
Other fees £0
Cashback £200

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.5% until 31-08-22, 0.75% until 31-08-23

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £300,000 payable over 25 years on a repayment basis, initially on a fixed rate for 2 years and 3 months at 1.39%, and then on a variable rate for 22 years and 9 months at 3.59%. This would require 27 payments of £1,184.37 and 273 payments of £1,486.54. The total amount payable would be £438,628 made up of the loan amount plus interest (£137,603) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.24% APRC representative.

0344 346 3672

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When choosing the best cashback mortgage offer, expertise counts

Use this tool to find a lucrative cashback mortgage offer that is exclusive to an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

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