What Happens Now?

  1. One of our mortgage experts gives you a call back and asks you some questions - then they'll go away and find the best deal for your circumstances and future needs, before arranging a follow up call to discuss what they've found
  2. After you agree to proceed with the mortgage adviser's recommendation they'll go about securing your DIP (Decision in Principle) - once you have your DIP you'll be a great position to put on offer on a property or proceed with refinancing
  3. Next your mortgage adviser will send you some information explaining what documents the lender needs from you - then we'll assign you a client relationship manager who will guide you through the rest of the process and liaise with the lender
  4. Once everything is in place, we'll submit your mortgage application which the lender will underwrite - they'll also arrange a valuation on the property
  5. Assuming they're aren't any issues and the lender is happy with what they've found, you'll receive your mortgage offer


Best Mortgage Deals

We have all kinds of mortgage comparison tools so you can compare the best mortgage rates and deals currently on the market, whatever type of borrower you are.

How Much Can I Borrow?

This mortgage calculator examines your income and works out how much money a mortgage lender might provide you with

How Long Does It Take to Remortgage Your Home?

Looking to remortgage your home? We’ll explain how remortgaging works, how long it takes and all the costs involved in remortgaging in our guide.

Buy-to-Let Guide

You can now get a buy-to-let mortgage at interest rates to suit almost any circumstances. Our guide takes you through the choices involved in more detail.

Buy-to-Let Tax Changes

Our buy-to-let tax changes guide takes you through the latest regarding the Stamp Duty holiday, buy-to-let mortgage interest tax relief and more.

First-Time Buyer Costs

Learn about the different first-time buyer costs when buying property and moving house. Start your journey here with our first-time buyer costs checklist.

Buying Your First Home

From the definition of a first-time buyer, through the steps to buying a property and the costs you’ll face - everything you need to know is in our guide.

Applying for a Mortgage

Applying for a mortgage couldn’t be simpler with our easy and simple guide from application to accepting your offer.

What Is a First-Time Buyer?

Learn all about what it means to be a first-time buyer, how the process works and how the first-time buyer status is determined.

Your First Mortgage Appointment

Your first mortgage adviser appointment can be overwhelming. Learn all you need to know and what you need to be prepared for prior to your first conversation.

What next? Access your free credit report

Good news, you're on your way to a new home! Now's the time to get your credit report ready for your mortgage broker.

In order to support you, your broker will need an up-to-date copy of your credit report to start matching you with the best finance lender for your circumstances. Your credit score determines the mortgage rate you pay so it is important to review this before a mortgage lender does. 

Get a free 14 day trial credit report & score with UKCreditRatings: