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L&G Affordability Integration

Mortgage Affordability Calculator

About the Property

Property location *

Property type *

House

Flat

Property value *

How much would you like to borrow? *

Mortgage type *

Purchase

Remortgage

Would you like to borrow additional funds?

No

Yes

e.g. for home improvements or debt consolidation

Mortgage Amount Transferred From Other Lender

Purchaser type

First-time buyer

Home mover

What would you like the initial fixed term to be? *

1 year

2 years

3 years

4 years

5 years

Means of repayment *

Full repayment

Interest-only

How will you repay the mortgage?

Sale Of Property

Sale Of Second Property

Endowments / Investments / Pension

Savings / ISA

How much equity will remain in the property?

Mortgage term (years) *

Mortgage term (months) *

About the Applicants

Do any of the applicants have financial dependents?

No

Yes

Dependants aged 0-5

Dependants aged 6-11

Dependants aged 12-17

Dependants aged 18 and over

Number of applicants

One

Two

Lead Applicant Details

Date of birth *

Planned retirement age *

Employment status *

Employed

Self-employed

Director or shareholder

Homemaker

Retired

Student

Unemployed

Employment type

Permanent

Fixed term

Sub-contractor FTC

Sub-contractor open

Temporary

Are you treated as an employee for tax purposes?

Number of months in current role

How many months remain on your current contract?

Gross annual income

Total earnings before taxes or other deductions

Net Profit for latest period

Net profit period 2

Net Profit Period 3

% Shareholding

Gross Salary For Latest Period

Gross Salary For Period 2

Gross Salary For Period 3

Gross Dividends For Latest Period

Gross Dividends For Period 2

Gross Dividends For Period 3

Net Profit Before Dividends For Latest Period

Net Profit Before Dividends For Period 2

Net Profit Before Dividends For Period 3

Previous Annual Income

Do you earn additional income in the form of commission?

No

Yes

Commission payment frequency

Annually

Half Yearly

Quarterly

Monthly

Four Weekly

Fortnightly

Weekly

Commission amount

Do you earn additional income in the form of a bonus?

No

Yes

Bonus payment frequency

Annually

Half Yearly

Quarterly

Monthly

Four Weekly

Fortnightly

Weekly

Bonus amount

Do you earn additional income from overtime?

No

Yes

Overtime payment frequency

Annually

Half Yearly

Quarterly

Monthly

Four Weekly

Fortnightly

Weekly

Overtime amount

Do you have a pension income *

No

Yes

Pension Income

Do you receive pension payments? If 'no' leave as 0

Combined total of all outstanding credit cards *

Total monthly payments for all other credit commitments *

Generate Your Mortgage Results and Schedule a Callback

Full name *

Telephone *

Email *

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. We are a credit broker, not a lender. We are whole of market broker. We may receive commission from the lender and this amount varies between lenders. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 4th Floor, 11 Leadenhall Street, London, EC3V 1LP. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.

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