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FCA Section 165 Information Request Should Include Estate Agents The FCA has issued a new section 165 information request to financial advice and wealth management firms as part of its transition…

April Mortgages’ 100% Fixed Rates The 100% LTV mortgage range from April Mortgages is a welcome addition to the no deposit mortgage market and is joined today by a new lender, Gable Mortgages, which…

The FPC’s 15% Flow Limit is Past its Sell-by Date The FPC’s decision to recommend a cap of 15% of new loans for each individual lender (except those with total annual lending less than £100m –…

Trump Tariff Madness Because Trump is so unpredictable and we don’t know what the end result will be following tariff negotiations and retaliations (and perhaps counter retaliations) we can’t look…

FCA Blue Sky Thinking on Pensions & Mortgage Deposits Ray Boulger comments on Blue Sky thinking on pensions and mortgage deposits. In a speech at JP Morgan’s Pension and Savings Symposium on Friday…

Can I Convert a Buy-to-Let Property to an HMO? Converting a Buy to Let Property into a House in Multiple Occupation Converting a property from a standard rental to an HMO can be a lucrative…

How will the increase in SDLT on 1st April Impact the Market? Ray Boulger comments on how the increase in SDLT on 1st April will impact the market. The increased Stamp Duty Land Tax rates from 1st…