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… property and the land on which it stands outright. Meaning that it is completely owned by you unless you…

… to match the applicant's name on the lease, meaning that you would need to take the mortgage out in…

… of default - personal loans are unsecured debt, meaning they are not backed by collateral such as your…

… would hold the first charge on the property, meaning that they have priority over any other creditors in…

… second charge mortgage is a form of secured debt, meaning your property serves as collateral for the loan. If…

… will now be encumbered by the new mortgage, meaning it serves as security for the loan. You'll need to…

… loan from a bank. Personal loans are unsecured, meaning you don't need collateral like your home. The…

… for each mortgage and use 2 different lenders, meaning you’ll have access to more and better…

… are capped at a maximum LTV (loan to value) of 75%, meaning you’ll typically need at least 25% equity in the…

… on your payments and enter into mortgage arrears, meaning it will be much harder to secure a mortgage or any…