Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
The Bank of England has raised the interest rate for only the second time in a decade.
Life insurance or life cover is a precaution you can take to financially protect your family in the event of your death. However the benefits of protection do not end there, and life insurance policies can offer a host of additional benefits that you may not currently be aware of.
I keep hearing about 'robo advice'. Should I rely on technology when getting my next mortgage? IT SEEMS that not a week goes by without seeing more and more about AI (artificial intelligence) and how it will play a part in our lives in the very near future...
John Charcol’s Ray Boulger is one of the experts featured in ITV Tonight’s Brexit special this Thursday 28 July. More than a month on from the UK’s decision to leave the European Union the Tonight special looks at the UK’s housing market and asks how much is your house worth? Is post-Brexit Britain an opportunity for millions to finally own their own home? Or, should people brace themselves for a house price crash?
We provide you with a guide to new build buying...
So as we enter the second month of the new year already it’s interesting to see how things in 2015 are shaping up already.
2014 saw two key events at either end of the year that had a profound and lasting impact on the mortgage industry.
The Mortgage Market Review continues to have an impact on the market, with borrowers finding that though they may still be eligible for a mortgage, it might be for less than they would have been able to borrow before the changes came in.
Well it’s that time of year again, as we begin the long recovery period from Turkey overdose and the New Year sales are wooing our Christmas cash, it’s a good time to stop for a moment and pause to reflect on a fairly momentous year for the mortgage market.
It's an exciting time as we have some banks coming back into the intermediary market after time out, and this can only be a good thing for our clients.
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.