Poor Credit History

Posted on 27 June 2012 by Nikita

I would like to buy small property as I am fed up keep moving and I don't have big deposite and I have very bad credit history who can help me to buy house in London?


Based on the information you have given I do not know of anyone who is going to help you buy a house in London. 

However, until a professional mortgage adviser has inspected your credit file, assessed your current income and expenditure, seen evidence of the size of your deposit and generally conducted a thorough factfind, I can not rule out getting a mortgage for certain.

Please obtain a copy of your credit file from one of these agencies and then call 0344 346 3672.  Tell the consultant the date and title of your question and they will be able to help you further.

Equifax Ltd

Credit File Advice Centre

PO Box 1140



0844 335 0550


Callcredit Plc

Consumer Services Team

PO Box 491



0870 060 1414


Experian Ltd

Customer Support Centre

PO Box 8000


NG80 7WF

0844 481 8000



Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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