Looking at becoming a guarantor for your child or interested in the wider options to help your loved one onto the property ladder?

Giving help to your child to buy a house is expensive and if you do decide to offer your money towards a deposit, both you and your child need to ensure that you are making this decision based on the best advice there is available.

Our team of mortgage experts at John Charcol mortgages have complied this list of the most frequently asked questions about this type of borrowing. If you can’t see an answer below that helps, you can always ask your own question.

We want to help our son & his wife buy a home. What's the best way to do this?

We are a married couple in our late 50's happy to assist our son...

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

Family Takeover

John Charcol advises Steve on the possibility of his son to take...

Joint Ownership

Is it possible to get a mortgage when I will only own part (half)...

Home for Elderly Relative

My parents are both retired and are about to sell their old home

Mother and Son Joint Mortgage

As part of a settlement for divorce my mother was given the...

Capital Raising for a Deposit

How much deposit do I need?

Elderly Guarantor

Do you know of any mortgage lenders that don't have an age limit...

Does John Charcol offer a joint mortgage application with a the option for a sole proprietor?

In a Moneywise article from 2014 it said that John Charcol...

Guarantor for a buy-to-let mortgage

Is it still possible to get a guarantor mortgage? I would like...

how do we sell a share of our property to our son stay on the deeds and downsize too

Where can my son get a mortgage to buy a share of our house? We...

I'm buying a house with my mother. Can we get a mortgage?

Hello, My parents are midway through a divorce and are selling...

Mortgage with Overseas Guarantor

My cousin is a British citizen living in Dubai for the last 4...

Can mum be my guarantor?

I am separated from husbank who is prepared to take his name off...

Mortgages in Trust

My daughter and her partner, due to wed next year, are potential...

Can my parents gift us some of their equity for a deposit?

Hi, I still live with my parents. My girlfriend and I wish to...

I want to buy a house for my daughter to rent from me. What's the best way?

I own my own home and another property outright (rented out). I...

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