When it comes to property, there is often talk about different loan types and the release of equity to be able to spend on other things such as home improvements. By understanding the type of mortgage, you are currently on and the flexibility of releasing equity will depend on your lender and individual circumstances.

We’ve put together a guide on releasing equity and what your options are to help you understand the complex market of property. Please see our equity release guide.

If you’re looking for expert advice about going through this process, a good start would be to browse the most frequently asked questions below which have been put together by our mortgage experts. Alternatively, if you can’t find an answer to your question, you can ask your own and our advisers will come back to you as soon as they can.

I’d like to rent my current house out, and buy a bigger place but have no deposit

I'm mortgage free, my house is worth about £135,000. I would like...

Can I raise money on my unencumbered home to purchase a Buy To Let property?

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Bridging Finance For House Purchase

Can I get bridging finance?

Can I buy others out of Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Raising funds to consolidate debts

I own my home and want to raise funds to consolidate debts

I'm 68 years old, can I get a mortgage?

I want a 10year mortage for £12,000 & I am 68. Is this possible...

Buying a more expensive property

We haven’t sold it yet but want to buy quickly – is this...

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

100% Mortgages

Is there still a 100% mortgage?

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

Capital raising on parent's home

I would like to borrow some money secured on my parents house

We own our home outright can we rent it out and buy a new house

We own our property outright. Valued at £145k. The rental...

Buy To Let Mortgages on Inherited Properties

We have just inherited a property with no outstanding mortgage on...

Right To Buy Remortgage

I have just taken out a mortgage on a right-to-buy property. The...

Can we rent out our property, and use the equity on a new one?

We own our property outright, worth £375k. We also remortgaged...

Refused a second mortgage on my property

can my current mortgage lender refuse a second mortgage on my...

How can we remortgage my partners house to buy out his ex

Can you remortgage to buy out an ex partner? I live with my...

Can I remortgage the house my parents gifted to me?

I have recently had a house gifted by my parents. The house is...

You are currently offline. Some pages or content may fail to load.