When it comes to property, there is often talk about different loan types and the release of equity to be able to spend on other things such as home improvements. By understanding the type of mortgage, you are currently on and the flexibility of releasing equity will depend on your lender and individual circumstances.

We’ve put together a guide on releasing equity and what your options are to help you understand the complex market of property. Please see our equity release guide.

If you’re looking for expert advice about going through this process, a good start would be to browse the most frequently asked questions below which have been put together by our mortgage experts. Alternatively, if you can’t find an answer to your question, you can ask your own and our advisers will come back to you as soon as they can.

I’d like to rent my current house out, and buy a bigger place but have no deposit

I'm mortgage free, my house is worth about £135,000. I would like...

Can I raise money on my unencumbered home to purchase a Buy To Let property?

Hi, I own a property worth £1.6m (fully, no morgage on it). I...

Bridging Finance

Can I get bridging finance?

Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Debt Consolidation

I own my home and want to raise funds to consolidate debts

I'm 68 years old, can I get a mortgage?

I want a 10year mortage for £12,000 & I am 68. Is this possible...

Short Term Finance

We haven’t sold it yet but want to buy quickly – is this...

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

100% Mortgages

Is there still a 100% mortgage?

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

Capital raising on parent's home

I would like to borrow some money secured on my parents house

Unencumbered Property

I own a property (worth about £95k), but because I didn't buy it...

Interest only

I’ve heard a lot about Interest Only Mortgages

We own our home outright can we rent it out and buy a new house

We own our property outright. Valued at £145k. The rental...

Buy To Let Mortgages on Inherited Properties

We have just inherited a property with no outstanding mortgage on...

Non Simultaneous Sale and Purchase

My wife and I currently live in a 4 bedroom house worth approx...

Right To Buy Remortgage

I have just taken out a mortgage on a right-to-buy property. The...

We own two properties and looking to buy a third. Can you help?

We are both aged 67. Man in employment with basic income of...

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