Joint Ownership

Posted on 4 April 2011 by Lisa Marshall

I bought a property 10 years ago and my boyfriend moved in about 4 years ago.  He has contributed to the mortgage and bills ever since and now we are looking to purchase a house.  My partner has £60,000 cash from the sale of his house.  I bought my flat for £130,000 and it is now valued at £250,000.  The equity will be around £120,000 excluding fees.  Do I put all of that down (ie double) as my partner is saying that some of that his his money. Do we then share different % of the house?


I have referred your enquiry to our in house solicitors, Rollingsons and you can expect to hear back from them by e mail in the near future.

Once you have spoken to them and are ready to proceed with the purchase I believe you would benefit from speaking to one of our independent mortgage advisers. Please call on 0344 346 3672 and tell the consultant the date and title of your question. They will be able to look at your situation and advise you accordingly.


Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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