You might be buying to let, or you might simply want to get a foot on the property ladder. Whatever your situation, our advisors at John Charcol can provide you with mortgage help.

The first step is working how much you can afford to borrow, you can use our how much can I borrow calculator.

Browse below for our most frequently asked questions about general mortgage and property purchase. If you’re looking for specific advice tailored to your individual circumstances, it would be best to get in touch with our advisers directly or to ask your own question below.

Missed mortgage payment

I have just applied to borrow money on my mortgage with Abbey. ...

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Inherited Property

I’ve inherited a property and I want to buy my sibling out of the...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

I had a joint mortgage with my ex-wife now I'm off that and on my own am I a first time buyer again

After separation, what am I classed as for mortgage purposes? Am...

Separation

What happens to our mortgage after divorce?

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Nationwide Consent to Let

I want to change to a Buy to Let

Outstanding CCJs

I have several CCJs and looking to apply for a mortgage

Poor Credit History

I have bad credit

Can I get a 25 year term mortgage at 48 years old?

Can I get a 25 year mortgage at my present age, my fiancee also...

Section 106 Agreement

We are trying to secure a mortgage on a build with 106 attached...

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

Can I get another mortgage, if I already have one with my ex?

I have a mortgage with my ex partner, she lives in the house and...

Debt Management Plan

I am in a debt management plan and pay rent of 800 pcm. A family...

Two flats within a Freehold Property

I have had an offer accepted on a freehold property which is...

My Husband Has Let Our Property Without My Consent

could you offer any advise please? i currently own a house with...

Transfer of Equity

Transfer of equity

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