Can I get a mortgage to buy a plot of land and build a home?

Posted on 22 September 2017 by Ian

Hi, I've seen a plot of land that I wish to buy. Can I get a mortgage to buy this piece of land? I plan to build a home for my family on it but this may not happen for a number of years as I plan to save more money. Does this matter?

Can I get a mortgage to buy a plot of land and build a home?

Purchasing land to build a home on

Thank you for your enquiry. Purchasing land without an intention to build immediately can be problematic, especially if there is no planning permission on the land itself.

In order to give you a clearer idea, it would be best if we arranged for you to speak to one of our consultants, in more detail.

If you'd like to do so, please call us on 0344 346 3672 and we'll arrange a convenient time for one of them to contact you.

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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