Bad Credit

Posted on 21 May 2012 by Siama

I have a bad credit history but are looking to buy a house with a joint mortgage with my brother can I still get a mortgage?


It really depends on just what you have on your credit file and without seeing this I can not say whether or not there is any chance of being able to secure a mortgage.

You should get a copy of your credit file from one of these 3 credit agencies:

Equifax Ltd

Credit File Advice Centre

PO Box 1140



0844 335 0550

Callcredit Plc

Consumer Services Team

PO Box 491



0870 060 1414

Experian Ltd

Customer Support Centre

PO Box 8000


NG80 7WF

0844 481 8000

and then call us on 0344 346 3672 .  Tell the consultant the date and title of your question and they will be able to help you.


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We recommend you seek professional advice with regard to any of these topics where appropriate.

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