When it comes to property, there is often talk about different loan types and the release of equity to be able to spend on other things such as home improvements. By understanding the type of mortgage, you are currently on and the flexibility of releasing equity will depend on your lender and individual circumstances.

We’ve put together a guide on releasing equity and what your options are to help you understand the complex market of property. Please see our equity release guide.

If you’re looking for expert advice about going through this process, a good start would be to browse the most frequently asked questions below which have been put together by our mortgage experts. Alternatively, if you can’t find an answer to your question, you can ask your own and our advisers will come back to you as soon as they can.

Can I remortgage if I own my house outright?

We own our property outright. Valued at £145k. The rental...

Buy To Let Mortgages on Inherited Properties

We have just inherited a property with no outstanding mortgage on...

Can we rent out our property, and use the equity on a new one?

We own our property outright, worth £375k. We also remortgaged...

Refused a second mortgage on my property

Can my current mortgage lender refuse a second mortgage on my...

How can we remortgage my partners house to buy out his ex

Can you remortgage to buy out an ex partner? I live with my...

Can I remortgage a house gifted to me by my parents?

I have recently had a house gifted by my parents. The house is...

Can I get a mortgage for a property without a water supply?

Is it possible to get a mortgage, if the property has no water...

Converting a house into 2 flats

My partner and I are considering purchasing a run down Victorian...

If I buy with cash, when will I be able remortgage?

I have seen a house which I would like to purchase, but the...

Can I release equity from my home to pay for school fees?

I own a mortgage free property approx value 300k I would like to...

Can we use equity from our flat to purchase a new property?

My husband and myself purchased a two-bed apartment for £300,000...

I want a house, to do up & sell on. I can't get a mortgage over a short period, what can I do?

I am looking to buy a house and then do up to sell on, I will be...

Is it difficult to split the freehold title?

I have an investment property that was purchased as a shop with...

Coverting your house into flats

I currently have a mortgage on a residential terraced property...

I want to change my mortgage into my sole name, do I owe my husband anything?

I took a joint mortgage with my husband 7 years ago. I paid the...

Can I get a residential mortgage and convert to buy to let later?

I am having to work away from home for an extended period...

How can we convert our two flats into a single dwelling?

We currently own a double fronted Victorian house, which is split...

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