When it comes to property, there is often talk about different loan types and the release of equity to be able to spend on other things such as home improvements. By understanding the type of mortgage, you are currently on and the flexibility of releasing equity will depend on your lender and individual circumstances.

We’ve put together a guide on releasing equity and what your options are to help you understand the complex market of property. Please see our equity release guide.

If you’re looking for expert advice about going through this process, a good start would be to browse the most frequently asked questions below which have been put together by our mortgage experts. Alternatively, if you can’t find an answer to your question, you can ask your own and our advisers will come back to you as soon as they can.

Refused a second mortgage on my property

Can my current mortgage lender refuse a second mortgage on my...

Can I remortgage a house gifted to me by my parents?

I have recently had a house gifted by my parents. The house is...

Can I get a mortgage for a property without a water supply?

Is it possible to get a mortgage, if the property has no water...

Can I release equity from my home to pay for school fees?

I own a mortgage free property approx value 300k I would like to...

I want a house, to do up & sell on. I can't get a mortgage over a short period, what can I do?

I am looking to buy a house and then do up to sell on, I will be...

Is it difficult to split the freehold title?

I have an investment property that was purchased as a shop with...

What is the best way to borrow money to buy land to build on?

I wish to raise £80K for approx 8 months, in order to buy a piece...

How can I buy a house when I haven't sold my current property?

We own our home outright and have got it up for sale. i have now...

Can I get a second charge on a property with equity release?

As an existing equity release lifetime mortgagee currently with...

Taking out a second mortgage for renovations

I would like a quote to take out second charge mortgage for house...

Mortgage Against Land

We have a property worth £435,000 with no mortgage, we have made...

Non Simultaneous Sale and Completion

I have a house worth approx £210,000 and a mortgage with £108,000...

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