I'm 58, can I get a 17 year mortgage?

Answered on 23 June 2018 by Nick Morrey

Can I at 58 get a 17 year mortgage?

Borrowing into retirement

It is possible to get a mortgage up to age 75, and with some lenders even slightly longer, however there are a few caveats to throw in.

Will I be accepted?

If the term of the loan is to go beyond your stated retirement age, then most lenders will require proof of sufficient pension income to continue supporting the mortgage until the end of the term. As long as you can provide this I think this is something we can assist you with. 

If you'd like to talk your enquiry through in more detail, then please call 0344 346 3672 and we'll arrange a convenient time for one of our consultants to talk to you. For more information feel free to read our guide on borrowing into retirement.

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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