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With almost 20 years of experience in the Mortgage industry, I specialise in arranging both standard and complex requirements. The majority of my clients are existing and continue to return to me for advice on their next property investment, whilst also having additional clients from continuous recommendations and introducers. I pride myself in providing a service that supports my clients, offering them the advice, expertise and knowledge they need and my returning clients and recommendations speak for themselves.

Working with you

Working for John Charcol  I believe it’s important that clients look beyond simply securing their mortgage and protect themselves and their families as well as their property. My commitment to clients means that I will always:

  • Provide independent advice to help you achieve your goals
  • Effectively manage your property investment or portfolio of properties
  • Be on hand to regularly review your mortgage affairs
  • Keep you informed and up to date with the latest news and changes that might impact you and your personal situation
  • Listen to you, understand your needs and respond to your feedback
  • Ensure that I provide you with the independent advice, expertise, knowledge and respect you deserve


  • Residential and first time buyer mortgages
  • Commercial mortgages
  • Self-employed and director mortgages
  • Protection insurance
  • International client specialist
  • New build mortgages
  • Remortgaging
  • Building and contents insurance
  • John Charcol Legal
  • Building surveys
  • Buy to let mortgages
  • Contractor mortgages
  • Second charge loans
  • City specialist and high net worth clients

What my clients say:

"A very professional efficient company who make finding and getting the right mortgage for you as hassle free as possible. Highly recommended"
Paul Dawe
"I couldn’t speak highly enough about John Charcol, the are such a professional, helpful company. 100% would recommend them."
David Evans
"Excellent service, provided me with all the help I needed and kept me fully informed throughout the process."
Andy Doddington
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