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Mortgage Calculators

Our range of mortgage calculators can give you an indication of options at every stage of your mortgage journey, whether that’s calculating how much you could borrow, working out changes to the cost of your mortgage, or getting an idea of rental yield from a let property.

Speak to a mortgage adviser

Mortgage calculators by buyer type:

Residential

Buy to Let

Remortgage

Specialist

Online mortgage calculators for UK properties

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Unlock the possibilities with our intuitive mortgage calculators

Designed to give you a clear indication of how much you might be able to borrow, these tools are your first step towards understanding the range of mortgage options available to you. Whether you’re a first-time buyer, dreaming of a new home, or considering refinancing, our calculators make it easy to get a quick snapshot of your borrowing potential.

Already have a mortgage? Dive into our mortgage cost calculators to discover how changes in terms, rates, or additional payments could affect your monthly repayments. It’s a fantastic way to see potential savings or adjust your budgeting strategy with precision.

And if you’re looking for a more personalised touch, we offer a complimentary consultation. Speak with one of our expert consultants to explore your options in detail.

Residential Mortgage Calculators

Buy to Let mortgage Calculators

Remortgage Calculators

Specialist Mortgage Calculators

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Specialist Mortgage Calculators

Have slighly more complex requirements? Not sure what this means for your mortgage?

See our specialist mortgage calculators below to work out your maximum borrowing in different situations.

Specialist Mortgages

Securing a mortgage is one of the biggest financial commitments you will ever make, and it is important to find the right option to suit you. Our calculators can be used to give you an indication of the options available to you, but every mortgage application and situation is unique.

Talk to our experts today

Book an appointment with an advisor today and we’ll help you work out which mortgage deal is best for you and your requirements.

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

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By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

You can change your preferences or opt out at any time. For more details, please read our cookie and privacy statement.

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Ask about a second charge mortgage

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1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.

2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.

3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.

4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.

5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.

Please tick above if you’d like to receive these communications:

*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.