Buying a property that has solar panels? Find out about the different types of solar panels and how to get a mortgage with solar panels...
Learn all about seafarer mortgages in our guide. We’ll explain what they are, how they’re different from other mortgages, affordability calculations and more.
Can you get a shared ownership mortgage with bad credit? Learn about how bad credit affects your mortgage options, how to improve your credit and...
You can still get a mortgage as a self-employed person with bad credit, you may just need some additional specialist support. Learn more.
How can you get mortgages on uninhabitable property? We explain the different lending options, what make a property uninhabitable & what action you can take.
Looking to get a mortgage for bad credit as a first time buyer? Learn how bad credit affects your mortgage options and what you can...
Learn about getting a mortgage on high rise apartments in our guide. We discuss deposits, lender criteria, cladding and more.
Can you get mortgages for discharged bankrupts? Learn about how bankruptcy affects your mortgage options and what steps you can take to secure the best...
Can you get a mortgage after payday loans? Find out here. We explain how payday loans affect your mortgage options and how to secure the...
Can you get a mortgage next to a commercial property? Learn about your lending options in our guide. We go through criteria, deposits and what...
Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.
"*" indicates required fields
Please confirm that you have read and understood the following:
1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.
2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.
3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.
4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.
5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.
*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.
