Contact UsContact Us
London Coloured Blue

Specialist Mortgage Broker Providing Expert Advice

Found a property that doesn’t meet standard lending criteria? Find out about specialist mortgages and finance here.

023 8235 2300
  • No obligation conversation

Find your perfect mortgage deal

Fill out the short form below and we’ll contact you to book a free call with our mortgage experts.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.
Acceptance
Read full disclaimer

By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

You can change your preferences or opt out at any time. For more details, please read our cookie and privacy statement.

Please tick above if you’d like to receive these communications:

Specialist Mortgages For Every Scenario

One of the benefits of using John Charcol is our direct access to specialist mortgage lenders, who are equipped to find the right deal for even the most complex of cases.

We cater to a large client base, meaning we often need the flexibility to collaborate with specialist lenders to build tailor-made loans. We also identify and help to develop products to meet the ever-evolving needs and circumstances of our people.

The list below illustrates some of the more diverse markets we cover.

Couple Smiling And Showing Off Their New House Keys

New Build Apartment Mortgages

On this page we explain all about new build mortgages and how we can help. You can also work out how much you could borrow...

Couple Smiling And Showing Off Their New House Keys

Offset Mortgages

Compare offset mortgage deals here. You’ll also find all sorts of information on what they are, who they’re useful for, the things you need to...

Couple Smiling And Showing Off Their New House Keys

Expat Mortgages UK

Here we explain what an expat mortgage is, the different kinds available and more. You can also work out how much you can borrow with...

Couple Smiling And Showing Off Their New House Keys

Contractor Mortgages

What are contractor mortgages? You’ll find all sorts of information on what they are, who they’re useful for, the things you need to consider and...

Couple Smiling And Showing Off Their New House Keys

Find the Best Interest-Only Mortgage Rates

On this page you can compare mortgage rates, calculate how much you can borrow and learn all about interest-only mortgages.

Couple Smiling And Showing Off Their New House Keys

Mortgages for Directors

Mortgages for directors in the UK are designed to help self-employed directors of limited companies who may also be freelancers secure a mortgage.

Couple Smiling And Showing Off Their New House Keys

Mortgages for Doctors

Here you can learn all about mortgages for doctors and how we can help you on your journey.

Couple Smiling And Showing Off Their New House Keys

Let to Buy Mortgage

On this page you’ll find everything you need to know about let to buy and let to buy mortgages.

Couple Smiling And Showing Off Their New House Keys

Private Bank Mortgages

Find out how we can help you with a private bank mortgage, the types of options we can assist with and more.

Couple Smiling And Showing Off Their New House Keys

Bridging Loans

Find out if bridging finance could help you. We go through how bridging loans work, what the process of applying for one is like and...

Couple Smiling And Showing Off Their New House Keys

Second Charge Mortgages

Here you’ll find information on second charge mortgages: what they are, how they work, when they’re a good idea, what second charge lenders are available,...

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.
+ Add further comments
Acceptance
Read full disclaimer

By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

You can change your preferences or opt out at any time. For more details, please read our cookie and privacy statement.

Please tick above if you’d like to receive these communications:

  • No obligation conversation

Ask about a second charge mortgage

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.
Acceptance
Read full disclaimer

1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.

2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.

3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.

4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.

5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.

Please tick above if you’d like to receive these communications:

*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.

  • No obligation conversation