Contact Us
Imgi 38 Csm MORTGAGE RATES BEST BUYS Thumbnail D896662c35

Best Cashback Mortgage Offers

Claim back a lump sum when you successfully apply for a mortgage.

 

 

 
0808 271 4723
  • No obligation conversation

Speak to a mortgage adviser

Fill out this enquiry form and we’ll contact you to book a free call with one of our mortgage experts.

"*" indicates required fields

We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.

Compare the Best Cashback Mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

Mortgage Details

Mortgage Details

The price of the property you are hoping to purchase or remortgage. £
The amount that you need to borrow. Usually the purchase price minus your deposit. £
Select 'purchase' for moving house or 'remortgage' if you are keeping for your current property. 'Buy to let purchase' and 'buy to let remortgage' apply to rental properties and 'first time buyer' if you are buying your first property.
On an interest-only mortgage you only make interest payments each month, as opposed to the interest and capital payments you would make on a repayment mortgage.
The number of years over which you will repay the mortgage. Often calculated by deducting your current age from your planned retirement age.
On a fixed rate mortgage, the interest you're charged stays the same for a specified number of years, whereas a variable rate may change based on lender interest rates.
The defined number of years for which the interest rate remains the same on a fixed rate mortgage.
Advanced Filters
These are indicative figures only and may not represent all the costs associated with each product. For more information speak to one of our remortgage brokers on 0808 159 3195.

John Charcol Expert Tip - September 2024

“Cashback mortgages offer the added benefit of receiving a lump sum of cash upon completion, providing extra funds that can help with moving costs, home improvements, or other expenses. This type of mortgage is ideal for those looking for a little extra financial boost alongside their new mortgage deal. While cashback amounts vary, this option can be a smart way to manage immediate costs without taking on additional debt. Let us help you find the best cashback mortgage tailored to your needs, so you can make your home move even more affordable and stress-free.”

Csm Nick Mendes 252ae7ec8b

Nicholas Mendes

Head of Marketing

Get in touch with our experts

Book an appointment with an adviser today and we’ll help you work out which mortgage deal is best for you and your requirements.

Enquire now0808 271 4723

When Choosing the Best Cashback Mortgage Offer - Expertise Counts

Use this tool to find a lucrative cashback mortgage offer that is available through an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

We can help you organise additional services like insurance and conveyancing to get you the best deal. Get quotes below!

Get a Life Insurance Quote

Life insurance protects you, your family and your home, including if you’re unable to meet your financial obligations due to illness, accident or even death. Get a quote now.

Get a Conveyancing Quote

If you’re purchasing a property, you’ll need a conveyancer. Luckily, John Charcol can refer you to an experienced conveyancer that suits your budget and timeline.

Related Articles

Couple Smiling And Showing Off Their New House Keys

Buying a Repossessed House

Thinking about buying a repossessed house? We explain what a repossessed property is, how to buy one from the bank, the pros and cons of...

Couple Smiling And Showing Off Their New House Keys

Can I Get a Mortgage with Japanese Knotweed?

Want to know whether you can get a mortgage with Japanese knotweed? Find out here – we go through what it is, how common it...

Couple Smiling And Showing Off Their New House Keys

Solar Panels and Mortgage Lenders

Buying a property that has solar panels? Find out about the different types of solar panels and how to get a mortgage with solar panels...

Couple Smiling And Showing Off Their New House Keys

Airbnb Mortgage

Can you get an Airbnb mortgage? What if you already have a residential mortgage on a house you want to use as a holiday let?...

Couple Smiling And Showing Off Their New House Keys

Non-Standard Construction Mortgages

You’ll likely need a specialist property mortgage if the property you want to buy is of non-standard construction.

Couple Smiling And Showing Off Their New House Keys

Mortgages Close to Mineshafts

Can you get mortgages close to mineshafts? We explain what a mineshaft is, what being near one means for your mortgage, what the lender looks...

Couple Smiling And Showing Off Their New House Keys

Mortgages for Steel Framed Properties

Want to know whether you can get a mortgage Learn about mortgages for steel framed properties in our guide. What they are, the pros and...

Couple Smiling And Showing Off Their New House Keys

Can I Get a Mortgage to Buy Off Plan?

Looking to buy off-plan? We’ll explain what buying off plan means, the pros and cons and how you can get a mortgage in our guide.

Couple Smiling And Showing Off Their New House Keys

Down Valuation: Is Your Mortgage Valuation Survey Undervalued?

Has your mortgage valuation survey undervalued your property? Learn what a down valuation means, the effects on buyers and sellers and what you can do.

Couple Smiling And Showing Off Their New House Keys

How Property Type Can Affect a Mortgage Application

How can property type affect a mortgage application? Here we go through the different property types & the impact of non-standard construction on your mortgage.

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.
+ Add further comments
  • No obligation conversation

Ask about a second charge mortgage

"*" indicates required fields

1Step
2Step
We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.
  • No obligation conversation