Knowledge & Resources

In this section you will find a wealth of topical information on the mortgage and property markets. From Ray Boulger’s blog, to a wide selection of news articles which are constantly updated, this area of the website is packed full of interesting comment.

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To take my ex off the mortgage, do I have remortgage or is it simply a paper exercise?

My ex is still on my mortgage and he hasn't paid any...

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Can we use the equity in our current home to help us buy a new one?

Can we use the equity in our flat to buy a second home? We bought...

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I have a consent to let on my property, and now want to buy a new one with my partner. Can we get a joint residential mortgage?

I have a consent to let on my property, which is let. My partner...

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We've been trying to sell for a year. Would Let To Buy be option?

Hi. We have been trying to sell our flat, valued at £250k, for...

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We have defaults from over 3 Years ago, can we still get a mortgage?

I have 4 defaults notices on my credit history, all over three...

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Once we've satisfied my husband's 3 defaults, will be able to get a mortgage?

My husband has 3 defaults on his credit file which we will be...

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If my ex moves abroad, can I set up an agreement for him to still pay his half of the mortgage?

Hi, I have a shared Ownership Mortgage at 50% in total with my ex...

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How do I protect my interests, when my husband is buying the property we live in in his sole name?

Hi, I have been living with my ex husband(and our 20 year old...

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We both own our homes outright and want to buy together. Help please.

I own outright a home and my boyfriend owns a home outright. He...

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I'm 68 and looking to borrow £100,000. Can I get a mortgage?

I would like to take out a mortgage for £100,000 on a property...

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I'm 68, live abroad, and want to remortgage my house. Can you help?

I have a house in Oxford worth £200,000 pounds with no mortgage...

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Can we get an interest only BTL mortgage on house to buy new one?

Our house is worth approximately £300k and we owe £65k on the...

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If we want to raise capital on our home to purchase a BuyTo Let, do we have to tell our existing lender what we're doing?

Hi, We have 18 months left before we have paid off our mortgage....

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Can we raise a mortgage on our unencumbered property, to then pay cash for the new one?

We own our current home outright - no mortgage. We want to move...

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Mutuals make their move

The Building Societies Association (BSA) has revealed that mutual...

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We are both on the deeds but the mortgage is in my name only. Can I remortgage without the other parties permission?

I bought my mums house back 10 years ago. We are both on the...

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Struggling to get a mortgage through the council's discounted market scheme. Can you help?

I am looking to buy a discounted market value sale thorough my...

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We're mature borrowers. Can we capital raise and move from Lifetime mortgage to interest only?

Currently have a Lifetime Mortgage repayment would be £95k. Wish...

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Interest Only – Don’t Panic

The latest Financial Conduct Authority (FCA) report on Interest...

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Our son is an Ex-Pat, can he get a mortgage in the UK?

Advice please - Son working in Qatar on a salary of £50k – seems...

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