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Best Cashback Mortgage Offers

Claim back a lump sum when you successfully apply for a mortgage.

 

 

 
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By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

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Compare the Best Cashback Mortgages

A cashback mortgage lets you claim back a lump sum when you successfully apply for a mortgage. Our free comparison tool lets you compare the best cashback mortgage offers, so you can find the right deal for you. 

Mortgage Details

Mortgage Details

The price of the property you are hoping to purchase or remortgage. £
The amount that you need to borrow. Usually the purchase price minus your deposit. £
Select 'purchase' for moving house or 'remortgage' if you are keeping for your current property. 'Buy to let purchase' and 'buy to let remortgage' apply to rental properties and 'first time buyer' if you are buying your first property.
On an interest-only mortgage you only make interest payments each month, as opposed to the interest and capital payments you would make on a repayment mortgage.
The number of years over which you will repay the mortgage. Often calculated by deducting your current age from your planned retirement age.
On a fixed rate mortgage, the interest you're charged stays the same for a specified number of years, whereas a variable rate may change based on lender interest rates.
The defined number of years for which the interest rate remains the same on a fixed rate mortgage.
Advanced Filters
These are indicative figures only and may not represent all the costs associated with each product. For more information speak to one of our mortgage advisers.

John Charcol Expert Tip - September 2024

“Cashback mortgages offer the added benefit of receiving a lump sum of cash upon completion, providing extra funds that can help with moving costs, home improvements, or other expenses. This type of mortgage is ideal for those looking for a little extra financial boost alongside their new mortgage deal. While cashback amounts vary, this option can be a smart way to manage immediate costs without taking on additional debt. Let us help you find the best cashback mortgage tailored to your needs, so you can make your home move even more affordable and stress-free.”

Csm Nick Mendes 252ae7ec8b

Nicholas Mendes

UK Mortgage and Property Expert

Get in touch with our experts

Book an appointment with an adviser today and we’ll help you work out which mortgage deal is best for you and your requirements.

Enquire now023 8235 2300

When Choosing the Best Cashback Mortgage Offer - Expertise Counts

Use this tool to find a lucrative cashback mortgage offer that is available through an independent broker like John Charcol.

Once you have found a cashback mortgage deal that suits your needs, call our experts to find out if you qualify. Our mortgage experts at John Charcol can help you save time by managing your mortgage application from start to finish. 

We can help you organise additional services like insurance and conveyancing to get you the best deal. Get quotes below!

Get a Life Insurance Quote

Life insurance protects you, your family and your home, including if you’re unable to meet your financial obligations due to illness, accident or even death. Get a quote now.

Get a Conveyancing Quote

If you’re purchasing a property, you’ll need a conveyancer. Luckily, John Charcol can refer you to an experienced conveyancer that suits your budget and timeline.

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By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

You can change your preferences or opt out at any time. For more details, please read our cookie and privacy statement.

Please tick above if you’d like to receive these communications:

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Ask about a second charge mortgage

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1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.

2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.

3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.

4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.

5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.

Please tick above if you’d like to receive these communications:

*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.

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