I am not a first time buyer but my partner is- can we get a FTB mortgage?
Most lenders wouldn’t consider letting you have a product specifically for first time buyers if you are already a homeowner, and particularly so if you are to be the first named applicant on the mortgage.
First time buyer vs next-time buyer
Some lenders do offer deals that are solely for first time buyers, however many don’t differentiate and the rate is the same whether first or next-time buyer.
If you’d like to find out more about what options may be open to you, then please call us on 020 4519 5101.
