APPOINTED REPRESENTATIVE
Sophia Tella
Sophia Tella has been working in the property industry since 2009, before becoming a broker in 2016 and joining the team at John Charcol in 2020. During her previous broking experience at Kinleigh Folkward and Hayward, Sophia helped to develop their newly launched telephone advisor service and became the company’s dedicated new build broker.
With years of experience in the industry, Sophia has dealt with a wealth of cases and can find the right mortgage for you. Whether you’re a first-time buyer using a shared ownership scheme, someone struggling with adverse credit, or you’re just wanting to purchase or remortgage – Sophia can help you.
Sophia’s Location
Working With Sophia
Sophia will guide you through the process from start to finish, ensuring your individual needs and requirements are met to find the mortgage best suited to you.
With expert knowledge, Sophia will take you through the process:
Discovery and research
Sophia will arrange a phone appointment or a face-to-face meeting at your convenience. This is where she’ll collect all the necessary documents and information to present mortgage options that meets all of your requirements.
Pre-application
Following on from you selecting your preferred option, Sophia will arrange for any additional documents to be collected, giving you a Decision in Principle, where needed; before submitting your application to the lender.
Process and implementation
This is where the lender will underwrite your application, verifying all of your information – this will result in you obtaining your new mortgage offer and allowing you to exchange and complete.
Additional
If you need any additional support following your mortgage, Sophia can assist you with life and protection, concierge service, legal service and the rate roll off reminder emails.
Why Choose John Charcol?
With over 50 years’ experience within the industry, John Charcol has the expert knowledge to guide our clients through the complex process of buying a home, remortgaging, or investing in the property market. Ensuring we work with our clients through every step of the way, John Charcol also have the ability to search the whole of market to ensure we get the best mortgage for our client that meets their needs and circumstances.