APPOINTED REPRESENTATIVE
Ryan Guy
Ryan Guy has been working in the financial services industry for almost 7 years, joining John Charcol in April 2021. Ryan has previously worked for one of the largest brokers in the UK, in which he won Newcomer of the Year in his first year. Throughout his years in the industry, Ryan has helped over 1000 borrowers whether that’s with buying their dream home, purchasing a BTL or remortgaging.
Based in Newcastle upon Tyne, Ryan is a keen family man and football fan, following Newcastle United – with a soft spot for Glasgow Rangers and Hebburn Town. He also has a passion for music, and is a massive fan of Johnny Cash, Bob Marley and The Stone Roses.
Ryan Guy
Tyne and Wear
Ryan’s Location
Working With Ryan
Ryan will guide you through the process from start to finish, working around your individual needs and requirements to find the mortgage best suited to you. With expert knowledge, Ryan will take you through the process:
Discovery and research
Ryan will arrange a phone appointment or a face-to-face meeting at your convenience. This is where he’ll undergo a fact find, collecting all the required information needed, to then present a mortgage offer that meets all your requirements.
Pre-application
Following on from you selecting the offer, Ryan will arrange for all documents to be collected and will submit your application to the lender.
Process and implementation
This is where the lender will underwrite your application, verifying all of your information – this will result in you receiving your new mortgage offer and ultimately allowing you to exchange and complete.
Additional
If you need any additional support following your mortgage, Ryan can assist you with life and protection, concierge service, legal service and rate roll offs.

Why Choose John Charcol?
With over 50 years’ experience within the industry, John Charcol has the expert knowledge to guide our clients through the complex process of buying a home, remortgaging, or investing in the property market. Ensuring we work with our clients through every step of the way, John Charcol also have the ability to search the whole of market to ensure we get the best mortgage for our client that meets their needs and circumstances.