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Rob Gurr

Rob has worked in the mortgage industry for over 10 years, both from a specialist lender side and more recently as a mortgage broker focusing mainly on buy-to-let investments and portfolios for his clients.

Rob recently joined John Charcol at the start of 2023 after having held a role previously as Head of Buy-to-Let at a specialist broker looking after portfolio landlords, HNW clients, expats, holiday lets, first-time buyers and small landlords looking to grow their portfolios.

He also has extensive experience in helping people find the right mortgage for their residential home and those who need to repair their credit.

Rob provides a holistic approach to ensure clients get the right deal first time and provides complete transparency throughout the entire process which ensures his clients return time and time again.

Rob’s Location

Working With Rob

Rob will help navigate you through the mortgage process from start to finish.

Rob – with his admin support at John Charcol – will give you a first-class service, ensuring you secure the mortgage deal best suited to your individual needs and requirements.

Discovery and research

Rob will arrange a phone/teams appointment meeting at a time that suits you – after all, when you pay for service, you should expect it at a time that is convenient to your needs. This is where he will collect all the necessary information to find a deal that meets all of your requirements.

Pre-application

Following on from you selecting the deal, Rob will arrange for all documents to be collected and will submit your application to the lender.

Process and implementation

This is where the lender will underwrite your application, verifying all of your information – this will result in you receiving your new mortgage offer and ultimately allowing you to exchange and complete.

Rob has an admin team that will contact and update you every 24 hours during this part of the process. They will ensure that the underwriters are addressing your case and are not swamped with others, the surveyor has done the survey and submitted the report within 48 hours – if not they will chase them down – and finally once the offer is out, Rob’s team will chase the solicitors to make sure you’re never forgotten about.

Additional

Rob and John Charcol can also help in getting you independent legal support, proper surveys reporting to you and more.

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Why Choose John Charcol?

With over 50 years’ experience within the industry, John Charcol has the expert knowledge to guide our clients through the complex process of buying a home, remortgaging, or investing in the property market. Ensuring we work with our clients through every step of the way, John Charcol also have the ability to search the whole of market to ensure we get the best mortgage for our client that meets their needs and circumstances.

Send Rob an enquiry

Send Rob an enquiry

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By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

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Send Rob an enquiry

Get in touch with Rob and he’ll be in touch shortly to discuss your requirements.

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

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Acceptance
Read full disclaimer

By submitting this form, you consent to being contacted by John Charcol for the purposes of progressing your mortgage application.

As John Charcol is part of Pivotal Growth Ltd, you can also choose to hear about other products or services offered within the group that we believe may be helpful to you.

You can change your preferences or opt out at any time. For more details, please read our cookie and privacy statement.

Please tick above if you’d like to receive these communications:

  • No obligation conversation

Ask about a second charge mortgage

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1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.

2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.

3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.

4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.

5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.

Please tick above if you’d like to receive these communications:

*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.

  • No obligation conversation