Learn all about what it means to be a first time buyer, how the process works and how the first time buyer status is determined.
Can you remortgage with bad credit? Find out here. We explain everything you need to know about getting a bad credit remortgage, including what affects...
Can you remortgage to buy another house? Find out here. We go through how it works, common reasons to remortgage and release equity, what to...
With many prospective buyers turning to the Bank of Mum and Dad, learn about some of the ways parents can support their children in buying...
Thinking whether to remortgage or not? Find out our 9 reasons why you should consider remortgaging your home. You can save a lot of money...
Want to remortgage a help to buy home? Here what you need to know about getting a help to buy remortgage and how to pay...
How does first time buyer Stamp Duty work? Learn all you need to know here. We explain what Stamp Duty is, how much Stamp Duty...
Learn how to find the best remortgage rates and remortgage deals here. We go through what to consider when comparing deals, which lenders there are,...
How much does it cost to remortgage? Learn all about the different remortgage costs in the UK. We go through ERCs, arrangement fees and more.
Find out how much you can borrow on a remortgage in our guide. We go through how lenders determine what to lend you, how LTVs...
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Please confirm that you have read and understood the following:
1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.
2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.
3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.
4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.
5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.
*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.
