Can you get Tier 2 Visa mortgages? And what are the mortgage visa requirements and lender criteria in the UK? Learn everything you need to...
Can you get single parent mortgages? Yes you can get a mortgage as a single parent. It’s like getting a mortgage as a sole borrower....
Could you afford the repayments on a £300,000 mortgage? Learn what makes you eligible for a £300,000, what impacts the mortgage payments and more in...
What are the repayments on a £200,000 mortgage? Find information on the overall and monthly cost of a £200,000 mortgage as well as how to...
Learn about the interest and capital repayments on a £150,000 mortgage, what they could look like for you, how to secure a great deal and...
Want to know the repayments on a £100,000 mortgage? Find examples as well as information on how mortgage repayments work, what impacts them and more...
Our expert team of insurance advisers at John Charcol can help you protect the structure and contents of your home against a wide range of...
Can’t remortgage due to affordability? Here we explain why a lender might reject an application, what affordability checks there are, your options and more.
Learn all about mortgage repayments in our guide. Here we explain how they’re calculated, what lenders consider, how overpayments and ERCs work and more.
Had a mortgage offer withdrawn? Find out what you need to know here. We go through why and when this would happen, as well as...
Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.
"*" indicates required fields
Please confirm that you have read and understood the following:
1. First Charge - I understand that a first charge mortgage could be a more cost-effective alternative to a second charge and have considered this before proceeding.
2. Existing Mortgage Product - I am currently tied into a mortgage product with an early repayment charge if I choose to leave this deal early and I have investigated the possibility of a further advance from my existing lender.
3. Product Suitability - I understand that second charge mortgages may not be suitable in all situations and that advice will be provided by our second charge partner “The Loan Partnership” to help determine if this is the right solution for me.
4. Data Sharing Consent - I agree that my name and contact information can be shared with a trusted partner firm – The Loan Partnership – to receive personalised advice on second charge options.
5. Understanding of Risk - I understand the risks associated with securing other debts against my home and my home may be repossessed if I do not keep up repayments on a mortgage or any debt secured against it. I am also aware that by consolidating existing borrowing that I may be extending the terms of the debt and increasing the total amount I repay.
*Please note that neither John Charcol Limited nor its Appointed Representatives are providing mortgage advice as part of this enquiry. Second charge mortgage advice will be provided by The Loan Partnership FCA ref 707809. If you need to investigate first charge mortgage options, please contact John Charcol via this contact form.
