APPOINTED REPRESENTATIVE
Edward Pera
Ed Pera has been working in the financial services industry for 20 years, with 13 years in the mortgage sector. He has worked within different banks and brokerages over the years, which all in turn have created a love for the industry. In the last 13 years, Ed has been a mortgage adviser, helping clients secure their dream properties and helping clients to remortgage to get the best possible value for money. No case is too big or too small.
At John Charcol, Ed has the ability to work closely with lenders to find the best possible solutions for every individual client. With a wealth of knowledge and experience, Ed is keen to develop long term relationships with clients who see their mortgage as a part of their financial planning and Ed will continuously work with the best solicitors, accountants and estate agents to ensure the process is as smooth as possible from the outset.
Ed is happy to meet face to face, by phone or via video call at a time that works best for you.
Edward Pera
Somerset
Edward’s Location
Working With Edward
Ed will guide you through the process from start to finish, working around your individual needs and requirements to find the mortgage best suited to you. With expert knowledge, Ed will take you through the process:
Discovery and research
Ed will arrange a phone appointment or a face-to-face meeting at your convenience. This is where he’ll undergo a fact find, collecting all the required information needed, to then present a mortgage offer that meets all your requirements.
Pre-application
Following on from you selecting the offer, Ed will arrange for all documents to be collected and will submit your application to the lender.
Process and implementation
This is where the lender will underwrite your application, verifying all of your information – this will result in you receiving your new mortgage offer and ultimately allowing you to exchange and complete.
Additional
If you need any additional support following your mortgage, Ed can assist you with life and protection, concierge service, legal service and rate roll offs.
Why Choose John Charcol?
With over 50 years’ experience within the industry, John Charcol has the expert knowledge to guide our clients through the complex process of buying a home, remortgaging, or investing in the property market. Ensuring we work with our clients through every step of the way, John Charcol also have the ability to search the whole of market to ensure we get the best mortgage for our client that meets their needs and circumstances.