APPOINTED REPRESENTATIVE
David Anthony
David Anthony is a highly experienced mortgage broker who has secured mortgages for over 1000 clients. He has a wealth of experience dealing with complex scenarios and helping expats find mortgages here in the UK.
In the last few months alone, David has helped clients based in Canada, Hong Kong, Spain, Switzerland, Jersey, Egypt, Australia, Bermuda, the United Arab Emirates and the USA find mortgages for properties in the UK.
At his previous firm, David was awarded Broker of the Year 2018 and won Protection Broker of the year for 5 years running. Are You an Expat Looking to Get a Mortgage for a Property Back Here in the UK?
If you have complex circumstances or requirements and have struggled to secure a mortgage elsewhere, David will use his wealth of knowledge to get you the right mortgage for your situation. He has helped many expats clients with foreign income and complex income scenarios find mortgages – including those remortgaging a UK property they already own, buying a residential base for when they’re back in the UK and purchasing a buy-to-let or holiday let property. He can use his experience and understanding of each lender’s different criteria to get you a mortgage where other broker’s can’t.
Expat mortgages are one of David’s specialties as he has created a comprehensive database of which specific lenders work with different expat jurisdictions and what all their idiosyncratic criteria are for different client scenarios. This means he can place you with the most appropriate and best value lender here in the UK wherever you happen to reside. Give him a call today to see how he can help you find a mortgage for your dream property here in the UK.
David Anthony
Somerset
David’s Location
Working With David
David will guide you through the mortgage process from start to finish, ensuring your mortgage is best suited to your needs now and in the future.
Discovery
David will do an initial half hour factfind phone call at your convenience. During this meeting he will obtain all the required information – such as your financial circumstances and mortgage preferences – to research the market.
Research
David will use his detailed knowledge of expat lenders, the jurisdictions they work with, their current interest rates and their specific criteria to find the most suitable deal for you.
Present
David will then recommend a specific lender to you and email you a mortgage illustration. David will talk through the mortgage illustration verbally with you to make sure you understand it clearly. If you’re happy to proceed he will then generate an AIP (Agreement in Principle) or DIP (Decision in Principle) with that lender which you can show an estate agent if you’ve already got your eye on a property here in the UK.
Submission through to offer
He will then request all the required supporting documentation and submit the full application to the lender for valuation and underwriting.
They will verify your information, agree the property valuation is acceptable and carry out any further due diligence. Once successfully underwritten, the mortgage offer will be issued, ultimately allowing for the completion of the mortgage once the conveyancing process has been completed. David has support of a processing team to ensure your case is completed at the earliest opportunity and you are regularly updated.
Holistic service
David will continue to support you from beginning to end. He provides a holistic advice service where he looks to give you peace of mind and minimum hassle; he can even recommend great solicitors who work with expats, an independent property valuation and buildings insurance.
Why Choose John Charcol?
With over 50 years’ experience within the industry, John Charcol has the expert knowledge to guide our clients through the complex process of buying a home, remortgaging, or investing in the property market. Ensuring we work with our clients through every step of the way, John Charcol also have the ability to search the whole of market to ensure we get the best mortgage for our client that meets their needs and circumstances.