Careers at John Charcol
Whether you’re a seasoned self-employed adviser or just starting to grow, you’re never on your own.
John Charcol is one of the UK’s most established whole-of-market mortgage brokers. We’re recognised for our expertise, with advisers who handle an exceptionally wide range of clients and circumstances. We have a particular focus on high-value clients who value genuine advice over simply securing a rate.
Our approach empowers advisers with the tools, support, and flexibility to build a business they can truly be proud of.
John Charcol & our network
Established in 1974, John Charcol has been a leading name in mortgage advice for over 50 years. Today, we’re more than a brokerage – we’re a national network of 165+ self-employed advisers, supported by a team that understands what it takes to succeed.
We’ve built a model that balances freedom with support, allowing experienced brokers and developing advisers to thrive with full flexibility, proven infrastructure and the backing of a brand that clients trust.
Fast facts
165+
Self-employed advisers across the UK
120+
Lenders on panel, incl. specialist and exclusive options
£69k+
Income potential, with no cap
Up to 85%
Commission split
PLUS
- Commission paid on offer for your first 6 months
- No FCA, PI or network fees
- Admin support free for 6 months
- Financial support available
- Marketing support available
- Either work from home, or use our London/Southampton offices
Support that makes a difference
You’ll not just be given a login and wished good luck.
You’ll have direct access to:
- A Coaching & Development Manager to help you scale
- A Product Technical Manager for case support and lender insight
- A collaborative adviser community that actually shares and helps each other
- Regular drop-ins, events and 1:1s, if and when you need them
We’re a network built for brokers, by brokers.
Tim Osmond
Network Development Manager
Interested in joining John Charcol?
Book in a call at a time to suit you. This is a relaxed, no obligation conversation to explore whether working with John Charcol could be right for you.
What some of brokers say
I turned to John Charcol when I was struggling to generate my own leads.
What appealed to me about John Charcol was the simplicity and flexibility of their proposition – work independently as a self-employed broker, with the option to tap into a reliable lead source whenever needed. It gave me the freedom to scale my workload on my own terms.
It’s been a smooth and rewarding transition, and I’d confidently recommend the opportunity to any broker who asks.
I do not have a large customer portfolio so, before I joined, I asked how many leads I could take. The answer was ‘as many as you like’. I thought this was flippant, but I was wrong. At John Charcol, I’ve never been without leads when I needed them.
I rarely get any pushback from clients about fees because the value for money at John Charcol is so obvious.
All client calls are recorded, which I now see as a valuable tool that protects me and helps with my clients every day.
The Compliance Team are supportive, helpful and always available. CAS status is precious, and the support is designed to help you keep it.
Andrew Smith
I joined John Charcol from a very small IFA firm.
John Charcol are all about the client, which I was very much used to, and there is a real focus on great client outcomes, building real ongoing relationships and helping where maybe other firms can’t.
The support from other advisers is brilliant along with the combined knowledge.
Alex Bowden
Our culture at John Charcol
We don’t believe in micromanagement, cold starts or ticking boxes. We believe in people.
Our culture is built on mutual respect, transparency and making sure everyone, from new starters to seasoned advisers, have the tools, support and freedom to thrive.
Whether you’re speaking to a broker, an administrator, or a team leader – you’ll hear the same thing: we back our people. From our compliance support to a steady stream of quality leads and a genuinely collaborative team – we’re proud to be a place where people feel valued, supported and trusted.
At John Charcol, you won’t be left chasing your tail or buried in admin. You’ll be backed by smart systems, helpful colleagues and a leadership team that listens. This is a place to build a career, not just do a job.
Current role opportunities
