Get in touch with our experts 0330 433 2927 Can I Consolidate Debt? Trying to manage multiple debts isn’t easy; different interest rates, introductory offers and end dates…
Cryptocurrency and Mortgages Cryptocurrencies such as Bitcoin and the Ethereum platform are increasingly popular investor options, despite their notorious volatility and the relative technical…
Bottom up: you can use the savings you already have to calculate the property price you can afford and how much you can borrow For example: You have £20,000 in savings that you want to use for…
If you're looking to buy a home, you may be wondering how large a mortgage deposit you’ll need. For many people, saving up enough money for a mortgage deposit is the most challenging part of…
If it’s your first time buying a house, it’s important to note that alongside saving for a mortgage deposit, there are quite a few fees, charges and costs to consider that you’ll have to factor…
Mortgage lenders have now recognised how difficult it can be for first time buyers to get on the property ladder. In response, they’ve developed a variety of mortgage products to help. These allow…
Perhaps you’re thinking of taking the leap towards owning your first home but would like to double-check that you qualify as a first-time buyer. Maybe you were previously involved in the ownership…
It’s important to be well prepared for your first meeting with a mortgage advisor. It’s also important as a first-time buyer to understand the purpose of the meeting — which is to see if you…
Just like petrol and living costs at the moment, house prices are continuing to rise. As it can take years to save for a deposit, it’s harder than ever for first-time buyers to get on the…
SPECIALIST MORTGAGES FOR EVERY SCENARIO One of the benefits of using John Charcol is our direct access to specialist mortgage lenders, who are equipped to find the right deal for even the most…
