Remortgage deals – what’s out there for you?

Having to remortgage every few years is a complete pain - before you know it, it is time to have to start researching and evaluating the different mortgages on offer from all the different lenders.

Our independent mortgage advisers can make your life easier, arranging your remortgage and ensuring you get a remortgage deal that suits your needs.

Why wait? Call our re-mortgage team on

Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Remortgage 2.99% (SVR minus 1.60% until 30/04/2014 - 60%) 4.59% Variable for term 3.45% APR No early repayment charge

Details and Apply

Remortgage 3.10% Variable for term (75%) n/a 3.65% APR No early repayment charge

Details and Apply

Exclusive Mortgage Deals 3.14% Fixed until 31/03/2014 (75%) 3.99% Variable for term 4.30% APR 3/2% until 31/03/2014

Details and Apply

Remortgage 3.30% Variable for term (80%) n/a 3.90% APR No early repayment charge

Details and Apply

Fixed Rate Mortgage 3.39% Fixed until 30/04/2015 (70%) 4.59% Variable for term 4.40% APR 5/4/3% until 30/04/2015

Details and Apply

Remortgage 3.74% - Bank Base Rate plus 3.24% for term (75%) n/a 3.40% APR No early repayment charge

Details and Apply

Fixed Rate Mortgage 3.75% Fixed until 31/03/2017 (65%) 4.49% Variable for term 4.40% APR 4% until 31/03/2017

Details and Apply

Buy To Let Mortgage 3.75% Fixed until 31/03/2014 (65%) 4.74% Variable for term 5.40% APR 4% until 31/03/2014

Details and Apply

Mortgage comparison powered by Charcol
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Jane, London

John Charcol has a very impressive knowledge of the mortgage industry.

It is as if they know what each lender is thinking. They come up instantly with a number of possible options in a wide range of varied and often challenging circumstances. And, their enthusiasm means that they always, in my experience, get the very best deals for their client.

James, London

I found John Charcol both professional and accurate in their advice.

I discussed my criteria with them and they found the best product on the market to suit my personal circumstances. I also appreciated the way John Chacol saw the process through, from beginning to end.

In a market where it appears mortgages can be difficult to attain, I felt any fears I may have had were set aside in what was a seamless process. Very satisfied indeed.

Tanya, London

To say that John Charcol shows patience and perseverance during mortgage process would be somewhat of an understatement.

I have really appreciated how positive and helpful you have been over the various (many!) hurdles.

It has made the process significantly less stressful than it might have been by dealing with it on my own.

Bank Rate Comment 8th December

08/12/2011 by Drew

TODAY'S MPC MEETING A SIDESHOW WITH ALL EYES ON THE ECB MEETING
 
•       Eurozone crisis Summit will Determine the Fate of he Euro
 
Ray Boulger of leading independent mortgage adviser John Charcol comments on the news that the MPC...

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Thanks to lenders it’s more than ever a brokers market. (Or When is a ‘Best Buy’ not a ‘Best Buy’?)

22/11/2011 by Drew

HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...

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Remortgage poll

If you were to remortgage now, would you take a fixed rate or variable rate?



Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.