Remortgage deals – what’s out there for you?
Having to remortgage every few years is a complete pain - before you know it, it is time to have to start researching and evaluating the different mortgages on offer from all the different lenders.
Our independent mortgage advisers can make your life easier, arranging your remortgage and ensuring you get a remortgage deal that suits your needs.
Why wait? Call our re-mortgage team on
Best Buys: Use our quick mortgage finder to compare mortgage rates
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
| Remortgage | 2.99% (SVR minus 1.60% until 30/04/2014 - 60%) | 4.59% Variable for term | 3.45% APR | No early repayment charge | |||
| Remortgage | 3.10% Variable for term (75%) | n/a | 3.65% APR | No early repayment charge | |||
| Exclusive Mortgage Deals | 3.14% Fixed until 31/03/2014 (75%) | 3.99% Variable for term | 4.30% APR | 3/2% until 31/03/2014 | |||
| Remortgage | 3.30% Variable for term (80%) | n/a | 3.90% APR | No early repayment charge | |||
| Fixed Rate Mortgage | 3.39% Fixed until 30/04/2015 (70%) | 4.59% Variable for term | 4.40% APR | 5/4/3% until 30/04/2015 | |||
| Remortgage | 3.74% - Bank Base Rate plus 3.24% for term (75%) | n/a | 3.40% APR | No early repayment charge | |||
| Fixed Rate Mortgage | 3.75% Fixed until 31/03/2017 (65%) | 4.49% Variable for term | 4.40% APR | 4% until 31/03/2017 | |||
| Buy To Let Mortgage | 3.75% Fixed until 31/03/2014 (65%) | 4.74% Variable for term | 5.40% APR | 4% until 31/03/2014 | |||
| Mortgage comparison powered by Charcol | |||||||

Jane, London
John Charcol has a very impressive knowledge of the mortgage industry.
It is as if they know what each lender is thinking. They come up instantly with a number of possible options in a wide range of varied and often challenging circumstances. And, their enthusiasm means that they always, in my experience, get the very best deals for their client.

James, London
I found John Charcol both professional and accurate in their advice.
I discussed my criteria with them and they found the best product on the market to suit my personal circumstances. I also appreciated the way John Chacol saw the process through, from beginning to end.
In a market where it appears mortgages can be difficult to attain, I felt any fears I may have had were set aside in what was a seamless process. Very satisfied indeed.

Tanya, London
To say that John Charcol shows patience and perseverance during mortgage process would be somewhat of an understatement.
I have really appreciated how positive and helpful you have been over the various (many!) hurdles.
It has made the process significantly less stressful than it might have been by dealing with it on my own.
Bank Rate Comment 8th December
08/12/2011 by
TODAY'S MPC MEETING A SIDESHOW WITH ALL EYES ON THE ECB MEETING
• Eurozone crisis Summit will Determine the Fate of he Euro
Ray Boulger of leading independent mortgage adviser John Charcol comments on the news that the MPC...
Thanks to lenders it’s more than ever a brokers market. (Or When is a ‘Best Buy’ not a ‘Best Buy’?)
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...



