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A Question of Multiples

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Mortgage loan calculator

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Recommendations
Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Discount Rate Mortgage 1.50% -SVR minus 3.94% for 2 years (70%) 5.44% Variable for term 5.00% APR 3% for 2 years

Details and Apply

Large Loan Mortgage 1.65% - Barclays Bank Rate plus 1.15% for 3 years (65%) 3.89% - Barclays Bank Rate plus 3.39% for term 3.80% APR 1% for 3 years

Details and Apply

Tracker Rate Mortgages 1.78% - Bank Rate plus 1.28% for 2 years (60%) 5.49% Variable for term 5.30% APR 1% for 2 years

Details and Apply

Fixed Rate Mortgage Deals 1.79% Fixed until 30/06/2016 (65%) 5.99% Variable for term 5.10% APR 2/1% until 30/06/2016

Details and Apply

Exclusive Mortgage Deals 1.79% Fixed until 30/06/2016 (60%) 3.99% Variable for term 3.89% APR 3/1% until 30/06/2016

Details and Apply

Exclusive Mortgage Deals 1.89% Fixed until 30/06/2016 (60%) 3.99% Variable for term 3.90% APR 3.00/1.50% until 30/06/2016

Details and Apply

Tracker Rate Mortgages 1.89% - Bank Rate plus 1.39% until 01/07/2016 (70%) 4.79% Variable for term 4.30% APR 1% until 01/07/2016

Details and Apply

Offset / CAM Mortgage 1.89% Fixed until 30/06/16 (60%) 3.99% Variable for term 3.80% APR 3% until 30/06/2016

Details and Apply

Tracker Rate Mortgages 1.94% -Bank Rate plus 1.44% for 3 years (60%) 5.44% Variable for term 5.00% APR 3% for 2 years

Details and Apply

Offset / CAM Mortgage 1.99% - Bank Rate plus 1.49% for 2 years (60%) 3.99% Variable for term 3.80% APR 2% for 2 years

Details and Apply

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

Your home may be repossessed if you do not keep up repayments on your mortgage.

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority; our registration number is 147692.

John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.

The FCA does not regulate some investment mortgage contracts.

Calls may be recorded for training and monitoring.