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A mortgage calculator can help you understand your options. Use these mortgage calculators to find out how much you can borrow, the cost of a mortgage and how much you could save. Then call the best mortgage calculator - one of our advisers.
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
|
Remortgage | 2.85% (SVR minus 1.15% for 2 years- 60%) | 4.00% Variable for term | 3.90% APR | 2/1% for 2 years | ||
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Discount Rate Mortgage | 3.05% (SVR minus 0.95% for 2 years- 80%) | 4.00% Variable for term | 4.00% APR | 2/1% for 2 years | ||
|
Tracker Rate Mortgage | 3.09% - Bank Base Rate plus 2.59% for 2 years (60%) | 3.50% Variable for term | 3.40% APR | 1.3/0.8% for 2 years. | ||
|
Discount Rate Mortgage | 3.18% (SVR minus 2.41% for 3 years- 85%) | 5.59% Variable for term | 5.20% APR | 3% for 3 years | ||
|
Fixed Rate Mortgage | 3.18% Fixed until 30/06/2014 (65%) | 4.74% Variable for term | 4.50% APR | 3% until 30/06/2014 | ||
| Mortgage comparison powered by Charcol | |||||||
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.
These mortgage best buys are an indication of the best mortgage deals in the market, but are not necessarily the right mortgage for you. We advise all mortgage borrowers to call one of our independent mortgage experts who can help find precisely the best mortgage deal for you. With access to private mortgage banks and alternative building societies who do not have set mortgage products and, as such, do not appear above, a call is highly recommended. Don't miss out on the best mortgage deals
16/05/2012 by
My husband and I are separating. We have a number of buy to let properties. The family home is worth approx 500,000 with an interest only mortgage of 320,000 with about 15 years left until it needs to be settled. I would like to move into one of our buy to let properties and so would need to redeem the buy-to-let mortgage that's raised on it, and raise an interest only or repayment mortgage on it instead. This property is worth approximately 180,000 and the mortgage is 130,000. I am currently employed, is it possible to have a second 'residential' mortgage? It would be in my name only, the mortgage on the family home is in my husband's name. Thank you.
05/01/2012 by
It’s that moment when you’ve secured what you wanted, but then the adviser/salesperson begins their scripted spiel on the virtues of their insurance, and why you should have it. As usual we listen politely, before declining....
As part of Towergate - one of Europe's leading financial services companies John Charcol also offer:
John Charcol is the UK's leading and original independent mortgage adviser. Formed in 1974, we've seen the economy at its best and worst - several times - and have advised our mortgage clients through both. The relationships we have built with mortgage lenders, many of which you will not find on the high street, mean that we make sure every single client has precisely the best mortgage for them. We believe in individual advice for every client; after all, everyone is different. And, with a service record that is second to none, we do this efficiently and with as little stress as possible. To find out more about how we work simply give us a call.
