What our customers say about us
Your efficiency and that of Charcol is breathtaking!
We are very grateful for our adviser's assistance, and will be recommending her and John Charcol to all who are thinking about buying a property in future.
My adviser worked diligently and most importantly communicated with me at every possible opportunity, thus the protracted and stressful business of raising a mortgage was anything but
|Mortgage Provider||Mortgage Type||Initial Rate/Duration||Subsequent Rate/Duration||The overall cost for comparison||Early Repayment Charges|
|Discount Rate Mortgage||1.15% - SVR minus 4.39% for 2 years (60%)||5.54% Variable for term||4.90% APR||3% for 2 years|
|Remortgage||1.29% Barclays Bank Rate plus 0.79% for 2 years (60%)||3.99% - Barclays Bank Rate plus 3.49% for term||3.60% APR||No early repayment charge|
|Fixed Rate Mortgage Deals||1.29% Fixed until 30/04/2017 (60%)||3.99% - Standard Variable Rate||3.60% APR||3/1% until 30/04/2017|
|Tracker Rate Mortgages||1.34% Bank Base Rate plus 0.84% until 30/04/2017 (75%)||3.99% Variable for term||3.60% APR||3/1% until 30/04/2017|
|Large Loan Mortgage||1.38% Fixed until 31/03/2017 (65%)||3.99% - Barclays Bank Rate plus 3.49% for term||3.70% APR||3% until 31/03/2017|
|Tracker Rate Mortgages||1.39% - Barclays Bank Rate plus 0.89% for 2 years (60%)||2.49% - Barclays Bank Rate plus 1.99% for term||2.40% APR||No early repayment charge|
|Large Loan Mortgage||1.39% - Bank Base Rate plus 0.89% until 31/05/2017 (65%)||5.99% Variable for term||5.30% APR||1% until 31/05/2017|
|Discount Rate Mortgage||1.50% - SVR minus 4.04% for 2 years (70%)||5.54% Variable for term||5.10% APR||3% for 2 years|
|Fixed Rate Mortgage Deals||1.59% Fixed until 30/04/2017 (75%)||4.99% Variable for term||4.50% APR||3/2% until 30/04/2017|
|Discount Rate Mortgage||1.59% - SVR minus 4.36% until 31/05/2017 (80%)||5.95% Variable for term||5.20% APR||3/2% until 31/05/2017|
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.