A mortgage calculator can help you understand your options. Use these mortgage calculators to find out how much you can borrow, the cost of a mortgage and how much you could save. Then call the best mortgage calculator - one of our advisers.
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
| Remortgage | 2.85% (SVR minus 1.15% for 2 years- 60%) | 4.00% Variable for term | 3.90% APR | 2/1% for 2 years | |||
| Discount Rate Mortgage | 3.05% (SVR minus 0.95% for 2 years- 80%) | 4.00% Variable for term | 4.00% APR | 2/1% for 2 years | |||
| Tracker Rate Mortgage | 3.09% - Bank Base Rate plus 2.59% for 2 years (60%) | 3.50% Variable for term | 3.40% APR | 1.3/0.8% for 2 years. | |||
| Discount Rate Mortgage | 3.18% (SVR minus 2.41% for 3 years- 85%) | 5.59% Variable for term | 5.20% APR | 3% for 3 years | |||
| Fixed Rate Mortgage | 3.18% Fixed until 30/06/2014 (65%) | 4.74% Variable for term | 4.50% APR | 3% until 30/06/2014 | |||
| Mortgage comparison powered by Charcol | |||||||
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.
These mortgage best buys are an indication of the best mortgage deals in the market, but are not necessarily the right mortgage for you. We advise all mortgage borrowers to call one of our independent mortgage experts who can help find precisely the best mortgage deal for you. With access to private mortgage banks and alternative building societies who do not have set mortgage products and, as such, do not appear above, a call is highly recommended. Don't miss out on the best mortgage deals
15/05/2012 by
Hi - Me and my partner are looking into getting a mortgage. We have a joint income of £110K and approximately £40K deposit. We would be looking at borrowing around 250-280K. Neither of us have any debts - my partner has a very clean credit record, though I have a five year old settled default on student loans (which I didn't realise I had until last year). Other than that I've had a few missed credit card payments but none in the last three years. What are our chances of getting a mortgage? Thanks.
05/01/2012 by
It’s that moment when you’ve secured what you wanted, but then the adviser/salesperson begins their scripted spiel on the virtues of their insurance, and why you should have it. As usual we listen politely, before declining....
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