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Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Tracker 2.19% for 2 years 4.24% for term 4.20% APR 2% for 2 years
Cashback 2.29% for 2 years 4.24% for term 4.20% APR 2% for 2 years
Tracker 2.35% until 30/11/2012 4.00% for term 3.90% APR 3% until 30/11/2012
Large loans 2.35% until 30/11/2012 4.00% for term 3.90% APR 3% until 30/11/2012
Large loans 2.45% until 30/11/2012 4.00% for term 3.90% APR 3% until 30/11/2012

* All calculations are based on a £150,000 repayment mortgage at 75% loan to value over 25 years


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