What our customers say about us
Your efficiency and that of Charcol is breathtaking!
We are very grateful for our adviser's assistance, and will be recommending her and John Charcol to all who are thinking about buying a property in future.
My adviser worked diligently and most importantly communicated with me at every possible opportunity, thus the protracted and stressful business of raising a mortgage was anything but
|Mortgage Provider||Mortgage Type||Initial Rate/Duration||Subsequent Rate/Duration||The overall cost for comparison||Early Repayment Charges|
|Tracker Rate Mortgages||1.65% -Bank Base Rate plus 1.15% until 01/12/2016 (70%)||4.79% Variable for term||4.40% APR||1% until 01/12/2016|
|Large Loan Mortgage||1.65% - Barclays Bank Rate plus 1.15% for 3 years (65%)||3.99% - Barclays Bank Rate plus 3.49% for term||3.60% APR||No early repayment charge|
|Discount Rate Mortgage||1.69% - SVR minus 3.95% for 2 years (70%)||5.64% Variable for term||5.20% APR||No early repayment charge|
|Tracker Rate Mortgages||1.69% - Bank Rate plus 1.19% for 2 years (70%)||3.99% Variable for term||3.70% APR||No early repayment charge|
|Discount Rate Mortgage||1.75% - SVR minus 4.20% until 31/10/2016 (80%)||5.95% Variable for term||5.40% APR||3/2% until 31/10/2016|
|Fixed Rate Mortgage Deals||1.84% Fixed until 30/09/2016 (65%)||5.99% Variable for term||5.40% APR||2/1% until 30/09/2016|
|Large Loan Mortgage||1.85% -Bank Base Rate plus 1.35% until 31/12/2016 (60%)||4.00% Variable for term||4.20% APR||1/0.5% until 31/12/2016|
|Remortgage||1.85% Flexx Variable for term (65%)||n/a||1.90% APR||No early repayment charge|
|Cashback Mortgage||1.89% -Bank Base Rate plus 1.39% for 2 years (75%)||3.99% Variable for term||3.80% APR||No early repayment charge|
|Cashback Mortgage||1.94% - Bank Rate plus 1.44% for 2 years (60%)||4.74% Variable for term||4.40% APR||Benefit for 2 years|
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.