How can John Charcol help you?

Ask the experts

At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we’ve created this section so that you can submit your questions to our experts. The answers are provided by a team of experts, led by our in house mortgage technical manager, Simon Collins, who has spent the last 11 years helping our consultants to place mortgage applications.

Latest deals

Large Loan Mortgage

Rates from:

1.43%

Correct as of 27/06/2016

Find out more

Tracker rate Mortgage

Rates from:

1.39%

Correct as of 27/06/2016

Find out more

First time buyer Mortgage

Rates from:

2.24%

Correct as of 27/06/2016

Find out more

Confused by all the options? We can guide you.

Our expert team of advisers are available to help you choose the mortgage that is right for you.

0344 346 3672

News & knowledge

The 100% Family Springboard Mortgage: supporting your family getting on or moving up the property ladder

Saving for a deposit can be one of the biggest barriers for first time buyers looking to get on or move up the property ladder. But a new 100%...

Read more

The 55+ Mortgage: a flexible way to borrow money in later life

If you thought you were too old to get a mortgage, the 55+ mortgage from retirement specialist Hodge Lifetime could provide the solution to your mortgage problems.

Read more

Can I get a loan to bridge the gap between sale of my existing and the purchase of a new property?

I have my property on the market for £230,000 and hope to sell it for £210,000. I am then looking to purchase a house with my son in the region of £250,000...

Read more

Can I remortgage my UK flat to free up cash for an apartment in Spain?

We have no mortgage on our flat and want to buy an apartment in Spain. Rather than taking out a mortgage in Spain would we be able to take a mortgage out on our flat in the UK to release equity?

Read more


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.