What our customers say about us
Thanks for helping us to find two great mortgages. You have saved us in excess of £18,000 over three years!
We've recently re-mortgaged 3 properties with John Charcol’s help. Our adviser, Randeep has found us excellent mortgage options made it as pain free a process as possible
If I have another mortgage in the future, I will certainly be back for more of the same customer care.
|Mortgage Provider||Mortgage Type||Initial Rate/Duration||Subsequent Rate/Duration||The overall cost for comparison||Early Repayment Charges|
|Large Loan Mortgage||1.65% - Barclays Bank Rate plus 1.15% for 3 years (65%)||3.89% - Barclays Bank Rate plus 3.39% for term||3.80% APR||No early repayment charge|
|Discount Rate Mortgage||1.75% - SVR minus 4.20% until 31/10/2016 (70%)||5.95% Variable for term||5.30% APR||3/2% until 31/10/2016|
|Tracker Rate Mortgages||1.85% - Bank Rate plus 1.35% until 01/10/2016 (70%)||4.79% Variable for term||4.30% APR||1% until 01/10/2016|
|Tracker Rate Mortgages||1.94% - Bank Rate plus 1.44% for 2 years (60%)||4.74% Variable for term||4.30% APR||Benefit for 2 years|
|Large Loan Mortgage||1.95% - Bank Rate plus 1.45% until 31/10/2016 (60%)||4% Variable for term||3.80% APR||1/0.5% until 31/10/2016|
|Remortgage||1.99% Flexx Variable for term (65%)||n/a||3.65% APR||No early repayment charge|
|Discount Rate Mortgage||1.99% - SVR minus 3.55% for 2 years (80%)||5.54% Variable for term||5.00% APR||3% for 2 years|
|Remortgage||1.99% Fixed rate until 30/09/2016 (60%)||3.99% Variable for term||3.90% APR||3/1% until 30/09/2016|
|Exclusive Mortgage Deals||2.09% Fixed until 30/09/2016 (60%)||3.99% Variable Rate||4.70% APR||3/1.5% until 30/09/2016|
|Offset / CAM Mortgage||2.09% Fixed until 30/09/2016 (60%)||3.99% Variable for term||3.80% APR||2.751/% until 30/09/2016|
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.