Interest-Only Mortgage FAQs The main benefit of an interest-only mortgage is obviously that you only make interest payments each month – not both interest and capital payments. Looking for…
FAQs on Freelance and Self-Employed Mortgages Yes, you can get a mortgage as a freelancer. You will normally have to provide more detailed income information and documentation, such as 1 to 3…
Expat Mortgage FAQs The type of mortgage that’s best for you will depend on your situation - whether this is a fixed rate mortgage, tracker rate, interest-only mortgage, repayment mortgage or…
Mortgages for Directors FAQs Most directors face this problem. At John Charcol, we know how to make the best case for your personal finance and which lenders are happy to look beyond the headline…
Property Development Finance FAQs No. You must have planning permission first No. Typically you will need to fund at least 30% to 40% of the development costs yourself Yes. Lenders will…
Types of Bridging Loans There are various types of bridging loans available to suit different needs. We’ve outlined some of the most common types below. First Charge and Second Charge The legal…
Find your local representative Below is the list of our appointed representatives from across the UK.
Independent Mortgage Advice You might be buying to let, or you might simply want to get a foot on the property ladder. Whatever your situation, our advisors at John Charcol can provide you with…
The latest insights on the mortgage and property market Get the latest views and opinion on mortgages and property from one of the most experienced names in the business. Ask the Mortgage…
Ask our experts your own question When it comes to mortgages, it can become quite confusing and getting the right advice is key. We are here to help you that’s why we’ve put together a range of…
