Also known as a ‘decision in principle’ or agreement in principle (AIP). This is an agreement from a mortgage lender that they’ll lend you a certain amount of money, on the condition that the information given to them is accurate. We give them information on your address history, your earnings and your credit commitments which enables them to do a quick credit search and to credit score your potential application. They also have an underwriter vet this initial application. Then they’ll either accept or decline based on your information and their findings.

 

Let Us Arrange Your Mortgage in Principle:

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OnTheMarket receives an introducer fee from John Charcol of up to 30% of the value of the fees paid by the mortgage lender to John Charcol for each successful mortgage application arranged by them.

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